Perpetual Diversified Real Return
The Perpetual Diversified Real Return Fund invests across a range of strategies, regions and sectors. The Fund targets a pre-tax return of 5% per annum above inflation, before fees, over rolling five-year periods.
The Fund aims to achieve this return with lower levels of volatility than a traditional balanced fund. Diversifying the sources of risk to form a more efficient multi-asset portfolio and seeking to reduce the uncertainty of investment outcomes over the investment horizon and protect returns against inflation.
We apply a dynamic asset allocation approach to managing the Fund, which means that we are not constrained by fixed asset allocation ranges. Instead, we have the flexibility to actively shift the investment exposures to capture the best opportunities – wherever they are found.
Features and Benefits
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‘WHOLE OF PORTFOLIO' SOLUTION
There are a number of ways we take an integrated approach to managing our portfolios. This includes defining the clear role of each investment in achieving a portfolio’s investment objectives and centrally managing risks at the portfolio level rather than in isolation.
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Investments are focused on opportunities
We focus on using the broadest set of investment opportunities. This means that our asset allocation is always changing, not only to capture the best returns but also to minimise the risk of loss.
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Lower volatility
Because the Fund is focused on managing overall volatility, we aim to provide a smooth and consistent sequence of returns for investors. Our approach seeks to lower risk and protect capital.
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Wide variety of investment opportunities
The Fund can invest in some harder to access investment opportunities, such as unlisted property, private equity, infrastructure, frontier markets and commodities strategies; as well as traditional assets.
THE CASE FOR REAL RETURN INVESTING
Real return funds are designed to provide investors with a higher certainty of achieving a real return objective with a lower level of risk and lower sensitivity to extreme market events.
Ways to Invest
So that we can provide you the most relevant information, please begin by selecting your investment type from the options below:
Perpetual Diversified Real Return
Pricing & Performance
Performance as at 30/09/2020
Returns as at 30/09/2020
| Growth % | Distribution % | Total % | |
|---|---|---|---|
| 1 month | 0.07 | -- | 0.07 |
| 3 month | 0.53 | -- | 0.53 |
| 6 month | 0.01 | 2.36 | 2.37 |
| 1 year | -2.54 | 2.30 | -0.24 |
| 3 year | -0.20 | 2.51 | 2.31 |
| 5 year | 0.40 | 2.61 | 3.01 |
| 10 year | -- | -- | -- |
Distributions
| Frequency | Quarterly |
| Cents per Unit | 0.000 |
| Reinvestment Price | 1.000 |
Fund Commencement Date
| April 2015 |
Fund Profile
Details & Fees
About this fund
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Fund Manager
Perpetual Investment Management Limited
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Asset Class
Diversified
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Suggested Length
5 years or longer
Investment Objective
Targets a pre-tax return of 5% per annum above inflation (before fees and taxes) over rolling five-year periods, while minimising downside risk.
Investment Approach
The fund will invest in a diversified range of asset classes which are weighted according to the level of risk they contribute to the portfolio. Assets will be managed to effectively diversify these risk exposures. The combination of assets held by the fund at any time are those which Perpetual Investments believe provide the greatest probability of achieving the target return over rolling five-year periods. Perpetual Investments may quickly adjust the fund's asset allocation to respond to changing market conditions and/or to take advantage of new opportunities.
In managing the fund to meet its investment objective, the fund may implement a considerable amount of its exposures via derivatives, and may include alternative and private market assets.
Currency is managed at the fund level, taking into account currency exposure arising from underlying investments. Currency management is used to either hedge currency for an existing position or create an exposure to a foreign currency. Exposure to foreign currency will be limited to 50% of the gross asset value of the fund.
Investment Details
| Minimum Initial Investment | $2,000 |
| With Savings Plan | |
| Minimum Initial Investment | $1,000 |
| Monthly Minimum | $100 |
| Minimum Additional Investment | $1,000 |
Fees
| Entry | up to 4.0% |
| Exit | Nil |
| Management Cost (p.a.) | 2.00% |
| Buy / Sell Spread | 0.21% / Nil |
Investment Guidelines
| Australian shares | 0 - 50% |
| International shares | 0 - 50% |
| Property | 0 - 15% |
| Commodities | 0 - 15% |
| Cash and enhanced cash | 0 - 100% |
| Other investments | 0 - 30% |
| Global fixed income | 0 - 100% |
| Illiquid assets | 0 - 20% |
Distribution
| Quarterly |
| March 31, June 30, September 30, December 31 |
Continuous Disclosure
How to Invest
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If you are interested in making an investment in Perpetual WealthFocus Investment Advantage
Review the Product Disclosure Statement (PDS) for WealthFocus Investment Advantage and related documents to ensure you understand how the Fund works and the risks involved.
Send the completed application & documents to the address below.
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New and existing investors - Invest using Perpetual’s online application form
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Make an additional investment to WealthFocus Investment Advantage
- Review the current PDS and related documents. They may have changed since you first invested.
- Download and complete an Additional Investments form. Send the form to the address below.
- If you have online account access, you can complete the additional investment form online.
All forms, offer documents and PDS’s can be found on Forms, PDS's and Offer Documents page in our Resources section.
Downloads
Pricing & Performance
Performance as at 30/09/2020
Returns as at 30/09/2020
| Growth % | Total % | |
|---|---|---|
| 1 month | 0.08 | 0.08 |
| 3 month | 0.44 | 0.44 |
| 6 month | 2.08 | 2.08 |
| 1 year | -0.26 | -0.26 |
| 3 year | 2.25 | 2.25 |
| 5 year | 2.87 | 2.87 |
| 10 year | -- | -- |
Fund Commencement Date
| April 2015 |
Fund Profile
Details & Fees
About this fund
-
Fund Manager
Perpetual Investment Management Limited
-
Asset Class
Diversified
-
Suggested Length
5 years or longer
Investment Objective
Targets a pre-tax return of 5% per annum above inflation (before fees and taxes) over rolling five-year periods, while minimising downside risk.
Investment Approach
The fund will invest in a diversified range of asset classes which are weighted according to the level of risk they contribute to the portfolio. Assets will be managed to effectively diversify these risk exposures. The combination of assets held by the fund at any time are those which Perpetual Investments believe provide the greatest probability of achieving the target return over rolling five-year periods. Perpetual Investments may quickly adjust the fund's asset allocation to respond to changing market conditions and/or to take advantage of new opportunities.
In managing the fund to meet its investment objective, the fund may implement a considerable amount of its exposures via derivatives, and may include alternative and private market assets.
Currency is managed at the fund level, taking into account currency exposure arising from underlying investments. Currency management is used to either hedge currency for an existing position or create an exposure to a foreign currency. Exposure to foreign currency will be limited to 50% of the gross asset value of the fund.
Investment Details
| Minimum Initial Investment | $3,000 |
| With Savings Plan | |
| Minimum Initial Investment | $1,500 |
| Monthly Minimum | $100 |
Fees
| Entry | Up to 4.0% |
| Exit | Nil |
| Management Cost (p.a.) | 2.12% |
| Buy / Sell Spread | 0.21% / Nil |
Investment Guidelines
| Australian shares | 0 - 50% |
| Global shares | 0 - 50% |
| Property | 0 - 15% |
| Commodities | 0 - 15% |
| Cash and enhanced cash | 0 - 100% |
| Other investments | 0 - 30% |
| Global fixed income | 0 - 100% |
| Illiquid assets | 0 - 20% |
Distribution
| N/A |
Product Disclosure Statement
Continuous Disclosure
How to Invest
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If you are interested in making an investment in Perpetual WealthFocus Super Plan
Review the Product Disclosure Statement (PDS) for WealthFocus Wholesale Super Plan and other offer documents and consider your investment option carefully.
Send the completed application & documents to the address below.
-
New and existing investors - Invest using Perpetual’s online application form
-
If you are an existing investor in WealthFocus Super Plan
All forms, offer documents and PDS’s can be found on Forms, PDS's and Offer Documents page in our Resources section.
Downloads
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Mailing and application details
Send the completed application & documents to:
Reply Paid 4171
Perpetual WealthFocus Super Plan
GPO Box 4171
Sydney NSW 2001
Pricing & Performance
Performance as at 30/09/2020
Returns as at 30/09/2020
| Growth % | Total % | |
|---|---|---|
| 1 month | 0.07 | 0.07 |
| 3 month | 0.83 | 0.83 |
| 6 month | 2.66 | 2.66 |
| 1 year | 0.04 | 0.04 |
| 3 year | 2.64 | 2.64 |
| 5 year | 3.08 | 3.08 |
| 10 year | -- | -- |
Fund Commencement Date
| April 2015 |
Fund Profile
Details & Fees
About this fund
-
Fund Manager
Perpetual Investment Management Limited
-
Asset Class
Diversified
-
Suggested Length
5 years or longer
Investment Objective
Targets a pre-tax return of 5% per annum above inflation (before fees and taxes) over rolling five-year periods, while minimising downside risk.
Investment Approach
The fund will invest in a diversified range of asset classes which are weighted according to the level of risk they contribute to the portfolio. Assets will be managed to effectively diversify these risk exposures. The combination of assets held by the fund at any time are those which Perpetual Investments believe provide the greatest probability of achieving the target return over rolling five-year periods. Perpetual Investments may quickly adjust the fund's asset allocation to respond to changing market conditions and/or to take advantage of new opportunities.
In managing the fund to meet its investment objective, the fund may implement a considerable amount of its exposures via derivatives, and may include alternative and private market assets.
Currency is managed at the fund level, taking into account currency exposure arising from underlying investments. Currency management is used to either hedge currency for an existing position or create an exposure to a foreign currency. Exposure to foreign currency will be limited to 50% of the gross asset value of the fund.
Investment Details
| Minimum Initial Investment | $20,000 |
Fees
| Entry | Up to 4.0% |
| Exit | Nil |
| Management Cost (p.a.) | 2.12% |
| Buy / Sell Spread | 0.21% / Nil |
Investment Guidelines
| Australian shares | 0 - 50% |
| International shares | 0 - 50% |
| Property | 0 - 15% |
| Commodities | 0 - 15% |
| Cash and enhanced cash | 0 - 100% |
| Other investments | 0 - 30% |
| Global fixed income | 0 - 100% |
| Illiquid assets | 0 - 20% |
Distribution
| N/A |
Product Disclosure Statement
Continuous Disclosure
How to Invest
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If you are interested in making an investment in the Perpetual WealthFocus Account Based Pension Plan
Review the Product Disclosure Statement (PDS) for Perpetual WealthFocus Account Based Pension Plan (which includes the Account Based Pension Plan) and other offer documents and consider your investment option carefully.
It is likely that the WealthFocus Wholesale Pension Plan will be most suitable for new investors.
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If you are an existing investor in WealthFocus Account Based Pension Plan
All forms, offer documents and PDS’s can be found in Forms, PDS's and Offer Documents page in our Resources section.
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Mailing and Application Details
Send your completed application & identification documents to:
Reply Paid 4171
Perpetual WealthFocus Wholesale Pension Plan
GPO Box 4171, Sydney NSW 2001
Pricing & Performance
Performance as at 30/09/2020
Returns as at 30/09/2020
| Growth % | Total % | |
|---|---|---|
| 1 month | 0.07 | 0.07 |
| 3 month | 0.83 | 0.83 |
| 6 month | 2.66 | 2.66 |
| 1 year | 0.04 | 0.04 |
| 3 year | 2.64 | 2.64 |
| 5 year | 3.08 | 3.08 |
| 10 year | -- | -- |
Fund Commencement Date
| April 2015 |
Fund Profile
Details & Fees
About this fund
-
Fund Manager
Perpetual Investment Management Limited
-
Asset Class
Diversified
-
Suggested Length
5 years or longer
Investment Objective
Targets a pre-tax return of 5% per annum above inflation (before fees and taxes) over rolling five-year periods, while minimising downside risk.
Investment Approach
The fund will invest in a diversified range of asset classes which are weighted according to the level of risk they contribute to the portfolio. Assets will be managed to effectively diversify these risk exposures. The combination of assets held by the fund at any time are those which we believe provide the greatest probability of achieving the target return over rolling five-year periods. Perpetual Investments may quickly adjust the fund's asset allocation to respond to changing market conditions and/or to take advantage of new opportunities.
In managing the fund to meet its investment objective, the fund may implement a considerable amount of its exposures via derivatives, and may include alternative and private market assets.
Currency is managed at the fund level, taking into account currency exposure arising from underlying investments. Currency management is used to either hedge currency for an existing position or create an exposure to a foreign currency. Exposure to foreign currency will be limited to 50% of the gross asset value of the fund.
Investment Details
| Minimum Initial Investment | $20,000 |
Fees
| Entry | Up to 4.0% |
| Exit | Nil |
| Management Cost (p.a.) | 2.12% |
| Buy / Sell Spread | 0.21% / Nil |
Investment Guidelines
| Australian shares | 0 - 50% |
| International shares | 0 - 50% |
| Property | 0 - 15% |
| Commodities | 0 - 15% |
| Cash and enhanced cash | 0 - 100% |
| Other investments | 0 - 30% |
| Global fixed income | 0 - 100% |
| Illiquid assets | 0 - 20% |
Distribution
| N/A |
Product Disclosure Statement
Continuous Disclosure
How to Invest
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The Perpetual WealthFocus Term Allocated Pension Plan is closed to new investors
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If you are an existing investor in WealthFocus Term Allocated Pension Plan
All forms, offer documents and PDS’s can be found on Forms, PDS's and Offer Documents page in our Resources section.
-
Mailing and application details
Send the completed application & documents to:
Reply Paid 4171
Perpetual WealthFocus Pension Plan
GPO Box 4171
Sydney NSW 2001