Credit And Fixed Income

Years of experience: 43

Years at Perpetual: 20

Since joining Perpetual in 2004, he has built the Credit and Fixed Income business to over $8 billion in funds under management. Although Michael has stepped down from the team leadership role, he will stay with Perpetual, retaining his existing portfolio management responsibilities for up to 12 months as he transitions to retirement after more than 40 years in the industry. 

Michael has over 40 years of experience, having been involved in credit markets since their inception in Australia. Unlike most credit portfolio managers in this market, Michael has a background in lending and banking, understanding credit in its purest form. His time in markets and reputation make him one of Australia’s most experienced credit investors.

Previously he was the first Head of Credit at Macquarie Funds Management where he built their business from inception to over $7 billion in funds under management. Prior to this, he spent seven years as Divisional Director in Corporate Banking and four years as deputy to the Head of Macquarie Bank Credit and earlier, he had spent five years as a Credit Analyst with Westpac Corporate Banking.

Years of experience: 32
Years at Perpetual: 20

Vivek is Perpetual’s Head of Credit and Fixed Income having taken responsibility for the team in 2025. Joining Perpetual in 2004, he has over 28 years of experience spanning accounting, finance, investments, governance and risk management. He has managed multi-billion dollar fixed income, credit and currency portfolios and his role involves credit analysis, trade execution and portfolio construction.

Previously, he spent nearly 8 years at Macquarie Bank in roles including Assistant Portfolio Manager (Credit, Global Fixed Interest and FX), Credit Analyst, Compliance Manager (Funds Management Group) and Operational Risk Analyst (Internal Audit). Prior to this, Vivek spent almost 4 years at Coopers & Lybrand (PwC) as an accountant / auditor.

He's aimed to give back to the communities, organisations and people with whom he's connected. Vivek joined the Board of The Deaf Society of NSW in 2011 and currently serves as Director and Treasurer. He joined Perpetual's Diversity Council in 2012, chaired by Perpetual's CEO. Since 2010, Vivek has regularly mentored university students, colleagues & finance industry professionals, leading the Fixed Income stream for Perpetual's Investment Analyst Program.

He was awarded the 2011 Financial Services Institute of Australasia (FINSIA) Hugh DT Williamson Performance Scholarship, an award recognising professional accomplishment, social responsibility and leadership. In 2011, he was also awarded a not for profit directors scholarship from the Australian Scholarship Foundation.

Years of experience: 32

Years at Perpetual: 20

Greg is the Manager responsible for Perpetual’s unconstrained credit and long duration strategies. Greg has over 30 years experience in investment management, accounting and risk management. He has researched and analysed credit markets on both the buy side and sell side for over 20 years and through multiple cycle. His research role is broad, he covers the bank and financial sector and is a credit signatory.  

Greg has been managing portfolios for over 20 years. He is currently the portfolio manager for the Perpetual Pure Credit Alpha Fund, Perpetual Credit Income Trust, Perpetual Active Fixed Interest Fund and Perpetual Dynamic Fixed Income Fund 

Prior to working at Perpetual, Greg had a similar research and portfolio management role at Macquarie Funds Management. And while at Macquarie Bank for over six years he had roles in debt markets research, risk and accounting. Earlier, Greg worked at PricewaterhouseCoopers as a chartered accountant over six years.

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Years of experience: 22

Years at Perpetual: 16

Thomas is a Senior Portfolio Manager in the Credit & Fixed Income Team. He has over 15 years of experience covering structured credit, including RMBS, CMBS, ABS, CLOs, and private warehouse investments. Thomas has managed Perpetual’s enhanced cash portfolios for more than a decade and oversees cash management across Perpetual’s boutique asset management teams.

In addition to his portfolio management responsibilities, Thomas chairs Perpetual’s credit outlook committee meetings. He is the lead analyst across structured finance, property and captive financials. He also shares coverage and provides support across regional banks and corporates.

Prior to joining the Credit & Fixed Income Team, Thomas was responsible for managing Perpetual’s tactical asset allocation model across bonds and equities for the multi asset team. Before joining Perpetual, he held roles in derivatives, convertible bonds, and hybrid securities trading and analysis.
Thomas holds a Bachelor of Economics from the University of Sydney, is a CFA charterholder, and has a Certificate in Quantitative Finance (CQF).

Years of experience: 11
Years at Perpetual: 5

Michael Murphy is the Portfolio Manager for the Perpetual Loan Fund and a Senior High Yield Analyst, focusing on the high yield and private debt markets.

Michael joined Perpetual Asset Management Australia in October 2018, having previously worked as an Investment Associate at Metrics Credit Partners, responsible for covering leveraged finance and corporate private debt.
Prior to this, he was an Associate Credit Analyst at Morningstar and before that, a Credit Risk Analyst at Commonwealth Bank.

Michael has a Bachelor of Engineering (1st class honours) and Bachelor of Economics from the University of Adelaide, along with a Master of Philosophy (Economics) from the University of Oxford.

Years of experience: 14
Years at Perpetual: 3

Simon Poidevin is Senior Manager Research at Perpetual Asset Management. Simon manages the team’s analysts and research process. His analytical sector coverage includes corporates, infrastructure and utilities. 

Simon joined Perpetual Asset Management in May 2022, having previously worked for 7 years at Moody’s Investors Service in Dubai and Sydney. Prior to joining Perpetual, Simon held a position as lead credit analyst within the project and infrastructure team in Sydney, covering mostly investment grade issuers in the infrastructure and utilities sectors. 

Prior to this, he was a credit analyst at Société Générale in Dubai, with a focus on oil and gas and infrastructure assets. 

Simon holds a Master in Management from EM Lyon Business School (France), majoring in Finance.

Years of experience: 11
Years at Perpetual: 3

Benjamin Chan is Credit & Private Debt Analyst at Perpetual Asset Management. In this role, he is responsible for performing credit analysis for corporate credit and loan issuers.

Benjamin joined Perpetual Asset Management in May 2022, having previously worked at EY, within their Strategy and Transaction division, specifically within the Capital and Debt Advisory team, providing debt advisory services across a range of industries.

Prior to this, he worked within Optus’ corporate strategy team, and before that he was an Associate Analyst at Moody’s Investors Service.

Benjamin has a Bachelor of Applied Finance and Bachelor of Commerce – Accounting from Macquarie University.

Years of experience: 3

Years at Perpetual: 3

Lydia Yin is a Credit Analyst at Perpetual Asset Management. In this role, she is responsible for conducting research and analysis within the asset backed securities and residential mortgage-backed securities sector and performing research on corporate credits.

Lydia joined Perpetual Asset Management in February 2022 as a Graduate in the Australian Equities team and then moved to the Credit and Fixed Income team in February 2023. There she was appointed to a Credit Analyst in September 2023.

Lydia has a Bachelor of Actuarial Studies and Bachelor of Commerce from The University of New South Wales.