Perpetual Credit Income Fund

This fund is available to Institutional Investors with a minimum investment of $500,000.

For more information, please contact one of our institutional relationship managers or phone 1800 110 941.

Important information and continuous disclosure Fund Profile

Pricing & Performance

Fund Commencement: November 2004

Unit Pricing

As at 10/07/2025

Entry 1.046

Exit 1.043

View Price History

Distributions

Frequency

Quarterly

Cents per Unit

1.710

Reinvestment Price

1.049

View Distribution History

Performance

As at 30/06/2025

Returns

As at 30/06/2025

	Growth (%)	Distribution (%)	Total (%)
1 month	0.76%	--	0.76%
3 month	-1.13%	1.61%	0.48%
6 month	-0.71%	3.05%	2.34%
1 year	-0.81%	6.65%	5.84%
3 year	0.89%	5.74%	6.63%
5 year	0.74%	4.46%	5.20%
10 year	0.04%	4.14%	4.18%

Documents & Resources

Fund Profile Target Market Determination (TMD) Perpetual Investment Funds PDS.pdf

Investment Approach

The fund's approach to delivering returns and managing risk is through an active and risk aware investment process which invests in a diversified core portfolio of liquid investment grade credit securities. Perpetual believes these assets provide investors with protection in times of market stress. When the environment is supportive Perpetual seeks to enhance returns by taking more risk whether that be in maturity, credit rating or subordination. This approach to portfolio construction is Perpetual's preferred method to deliver investors the highest possible risk-adjusted returns. Derivatives may be used in managing the fund.

Details & Fees

Investment Objective	Aims to provide investors with regular income by investing in a diversified range of income generating assets, and outperform the Bloomberg AusBond Bank Bill Index** over rolling three-year periods before fees and taxes.
Minimum Suggested Timeframe	3 years or longer
Fund Manager	Perpetual Investment Management Limited
Asset Class	Fixed Income and Credit
Minimum Initial Investment	$500,000
Minimum Initial Investment (with saving plan)	Nil	Monthly Minimum	Nil
Minimum Additional Investment	$5,000

Quarterly

March 31, June 30, September 30, December 31

Entry	0
Exit	0
Management Fee (p.a.)	Please contact us for a copy of the disclosure document.
Buy / Sell Spread	0.15% / 0.15%

How to Invest

Perpetual investments online application Apply

Perpetual investments application form Download

Perpetual Investment Funds feature Perpetual’s leading investment management capabilities. They are designed for individual and wholesale investors, and super fund trustees, with $25,000 or more to invest.You can also invest through investor directed portfolio services. Applications to invest in Perpetual Investment Funds can be made through the myPerpetual application portal online.

Before applying for a Perpetual Investment it's important to review the Product Disclosure Statement (PDS), and related documents to ensure you understand how the fund works and the risks involved.

Information on Customer Identification Requirements

Investment Forms, PDS's and Offer Documents

Find out more about Perpetual Investment Funds

Continuous disclosure and updates for Perpetual Investment Funds

Manage my shareholdings Login to the investor centre

Application for additional investment Download

Applications for additional investment to your Perpetual Fund can be done by accessing the investor centre or via the post where completed additional investments form & documents should be sent to this address:

Perpetual Investment Funds

GPO Box 4171, Sydney NSW 2001

Review the current PDS and related documents. They may have changed since you first invested.

Information on Customer Identification Requirements

Find out more about Perpetual Investment Funds

Continuous disclosure and updates for Perpetual Investment Funds

Manage my shareholdings Login to the investor centre

Perpetual Investments application form Download

Applications for Perpetual Investment Funds can be made via investor directed portfolio services. Financial advisers can make applications through the investor centre, or via the post where completed application & documents should be sent to this address:

Before applying for a Perpetual Investment Fund, it's important to review the Product Disclosure Statement (PDS) and related documents to ensure you understand how the plan works and the risks involved.

Perpetual Investment Funds

GPO Box 4171, Sydney NSW 2001

Information on Customer Identification Requirements

Find out more about Perpetual Investment Funds

Continuous disclosure and updates for Perpetual Investment Funds

Contact an institutional relationship manager or phone 1800 110 941. Contact

With one of Australia’s largest, most well-resourced and experienced investment teams, Perpetual offers institutional investors expertise across four major investment capabilities: Australian equities; global equities; cash, credit and fixed income; and multi asset strategies. These capabilities can be accessed via pooled investment funds or tailored mandates.

The Zenith Investment Partners (ABN 27 103 132 672, AFS Licence 226872) (“Zenith”) rating (Perpetual Credit Income Trust assigned March 2023) referred to in this piece is limited to “General Advice” (s766B Corporations Act 2001) for Wholesale clients only. This advice has been prepared without taking into account the objectives, financial situation or needs of any individual, including target markets of financial products, where applicable, and is subject to change at any time without prior notice. It is not a specific recommendation to purchase, sell or hold the relevant product(s). Investors should seek independent financial advice before making an investment decision and should consider the appropriateness of this advice in light of their own objectives, financial situation and needs. Investors should obtain a copy of, and consider the PDS or offer document before making any decision and refer to the full Zenith Product Assessment available on the Zenith website. Past performance is not an indication of future performance. Zenith usually charges the product issuer, fund manager or related party to conduct Product Assessments. Full details regarding Zenith’s methodology, ratings definitions and regulatory compliance are available on our Product Assessments and at Fund Research Regulatory Guidelines.

Perpetual Investment Management Limited ABN 18 000 866 535 AFSL 234426 and/or Equity Trustees Superannuation Limited (ETSL) ABN 50 055 641 757 are the issuers of the Funds. You should consider the relevant Fund product disclosure statement or other offer document before deciding whether to invest. The product disclosure statements and target market determinations for the Funds are available on this website.

Returns have been calculated using exit prices after taking into account all ongoing fees, and assuming reinvestment of distributions. No allowance has been made for entry fees, exit fees or where applicable taxation. Future returns may bear no relationship to the historical information displayed. The returns shown represent past returns only and are not indicative of future returns of a Fund. Returns on a Fund can be particularly volatile in the short term and in some periods may be negative.

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