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Market, Credit, Securitisation and Treasury Intelligence

Improve financial reporting and lower risk through data-fuelled decision making

Built on the foundation of 20 years of mortgage data, Perpetual Business Intelligence leverages state-of-the-art cloud technology to transform the way you manage your business, financial and regulatory reporting needs.

By providing the most accurate insight into your mortgage portfolio, while enabling you to benchmark your lending book against the Australian market, Perpetual Business Intelligence drives better reporting, analysis and crucial decision making.

Perpetual Business Intelligence is developed locally in close consultation with the Australian industry. 

PURPOSE-BUILT FOR AUSTRALIAN LENDING INSTITUTIONS AND INVESTORS

Perpetual Business Intelligence is developed locally in close consultation with the Australian industry. We have a track record of responding quickly with product enhancements for Australian lending institutions and investors. Feel reassured we are in this, with you, for the long-term.

  • Market Intelligence

  • Credit Intelligence

  • Securitisation Intelligence

  • Treasury Intelligence

Mortgage market insight and comparison

Whether you’re an ADI or non-ADI, intermediary or investor, staying on top of mortgage risks is vital - especially against a backdrop of constant regulatory scrutiny and an ever-increasing focus on Australia’s mortgage market.

Market Intelligence gives you insights into:
- Current and historical portfolio market performance back to 2004
- Comparison with the aggregate market or specific lenders
- Analytics across geographies down to postcode and key loan, borrower and property data dimensions
- Data validation and quality improvements

To find out more, please contact us at pctsales@perpetual.com.au



Credit risk management, capital optimisation and reporting

Credit Intelligence allows you to benchmark your data against the market to uncover new opportunities, optimise your capital, manage risk and improve efficiency:

- APRA stress testing and capital modelling (ICAAP)
- IFRS 9 (AASB 9) expected loss modelling and financial reporting
- Macroeconomic scenario what-if analysis
- Predictive analytics and forecast PDs, LGDs and Expected Loss
- Dynamic reporting across key loan, borrower and property data dimensions
- Benchmark and compare portfolio to broader market and peers
- Data validation and quality improvements

To find out more, please contact us at pctsales@perpetual.com.au



Securitisation management, automation and reporting

Securitisation Intelligence streamlines securitisation portfolio monitoring and reduces many of the challenges associated with deal execution such as complex spreadsheets and a series of manual processes and workarounds.

Securitisation Intelligence offers:
- Digital deal execution
- Funding and collateral management
- Automated warehouse monitoring and covenant management
- Loan level analytics across all asset classes
- Automated stakeholder reporting - management, investment banks, credit rating agencies, regulators
- Exclusive investor and bank arranger access to your deals
- Data validation and quality improvements

Loan pool selection and optimisation, trust management and cashflow modelling and pre-deal analytics primary issuance are currently being developed for delivery in 2020.

To find out more, please contact us at pctsales@perpetual.com.au



Treasury management, automation and reporting

Treasury Intelligence streamlines your portfolio monitoring and asset and liability management. Say goodbye to complex spreadsheets, manual processes and workarounds.

Treasury Intelligence gives you:
- Portfolio analysis and automation of monitoring across lending asset classes
- Optimisation of loan portfolios and stress testing
- Regulatory and statutory reporting (APRA APS 120; RBA CLF; IFRS9 AASB 9)
- Data validation and quality improvements

Asset and liability management is currently being developed for delivery in 2020.

To find out more, please contact us at pctsales@perpetual.com.au



Save time and money with outsourced infrastructure and centralised data-management

  • Improved efficiency

    Via automation, data standardisation and reduced manual processing.

  • Reduce risk

    The SAAS platform replaces manual intervention and allows business operations to run from a centralised, cloud-based, information management system.

  • Lower cost

    Cloud-based platform facilitates always-on system maintenance and software updates – reducing costs through shared infrastructure and economies of scale.

  • Data-powered decision-making

    Business intelligence combines sophisticated actuarial research with machine learning for dynamic insights.

Make your best decision today

For more information on Perpetual Business Intelligence, please email pctsales@perpetual.com.au or fill in our contact form and we’ll be in touch.

Privacy laws apply to our handling of personal information and we collect, use and disclose your personal information in accordance with our privacy policy.

Perpetual Corporate Trust services are provided by Perpetual Corporate Trust Limited ABN 99 000 341 533 AFSL 392673, Perpetual Trustee Company Limited ABN 42 000 001 007, AFSL 236643, Perpetual Limited ABN 86 0000 431 827 and its subsidiaries. Perpetual Limited and certain of its subsidiaries act as Authorised Representatives of Perpetual Trustee Company Limited.

Data and analytics services are provided by Perpetual Digital Pty Ltd ABN 62 626 891 978.

This publication contains general information only, and is not intended to provide you with financial advice.

CONTACT US TO FIND OUT MORE