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Empowering strategic decision making

Perpetual Business Intelligence is levelling the playing field for financial institutions.

Built on the foundation of 15 years of mortgage data – and leveraging state-of-the-art cloud technology
 Perpetual Business Intelligence gives you the scale and capability to more effectively manage your business, financial and regulatory reporting needs.

By providing the most accurate insight into your mortgage portfolio, while enabling you to benchmark your lending book against the Australian market, Perpetual Business Intelligence drives better reporting and analysis and  can ultimately underpin crucial decision making.


A PLUG-AND-PLAY DATA MANAGEMENT AND ANALYTICS SOLUTION

  • Secure and escalate storage infrastructure

  • Validated and streamlined data management

  • Data science and modelling capability

  • Holistic portfolio management and analytics

Perpetual Business Intelligence data storage and management that adapts to changes in your business and to technology. Built on Microsoft’s Azure platform and hosted in Australia, it’s turnkey, scalable and secure – so you can control today’s costs and risks, and future-proof your business.


Your balance sheet will be validated, standardised and prepared for the analytics engine. It’s Australia’s biggest pool of mortgage data, approaching $200B. Soon it will cover all major lending asset classes.


Capable of forecasting Probability of Default, Loss Given Default and Expected Loss calculations — Perpetual Business Intelligence offers integrated stress-testing and loss-provisioning against macro-economic scenarios. Powered by Perpetual and Deloitte’s actuarial models and delivered through Microsoft Cortana Intelligence information management.


Perpetual Business Intelligence provides total portfolio visibility and insight with dynamic analysis across loan, property, geography and borrower dimensions. Ensures compliance with eligibility criteria and improves liquidity management via automated portfolio monitoring including triggers and alerts.


Save time and money with outsourced infrastructure and centralised data-management

  • Improved efficiency

    Via automation, data standardisation and reduced manual processing.

  • Reduce risk

    The SAAS platform replaces manual intervention and allows business operations to run from a centralised, cloud-based, information management system.

  • Lower cost

    Cloud-based platform facilitates always-on system maintenance and software updates – reducing costs through shared infrastructure and economies of scale.

  • Data-powered decision-making

    Business intelligence combines sophisticated actuarial research with machine learning for dynamic insights.

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Case Study: Beyond Bank

Beyond Bank uses Perpetual Business Intelligence to help them manage their rapidly-growing mortgage portfolio. We interviewed Chief Risk Officer, Ray O’Brien, at the recent COBA Conference to find out why a turnkey mortgage analytics platform is so valuable to Beyond Bank.

Perpetual Corporate Trust services are provided by Perpetual Corporate Trust Limited ABN 99 000 341 533 AFSL 392673, Perpetual Trustee Company Limited ABN 42 000 001 007, AFSL 236643, Perpetual Limited ABN 86 0000 431 827 and its subsidiaries. Perpetual Limited and certain of its subsidiaries act as Authorised Representatives of Perpetual Trustee Company Limited.

Data and analytics services are provided by Perpetual Digital Pty Ltd ABN 62 626 891 978.

This publication contains general information only, and is not intended to provide you with financial advice.