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Investor, Credit, Securitisation, Treasury and Finance Intelligence

Improve financial reporting and lower risk through data-fuelled decision making

Built on the foundation of 20 years of mortgage data, Perpetual Business Intelligence leverages state-of-the-art cloud technology to transform the way you manage your business, financial and regulatory reporting needs.

By providing the most accurate insight into your mortgage portfolio, while enabling you to benchmark your lending book against the Australian market, Perpetual Business Intelligence drives better reporting, analysis and crucial decision making.

Perpetual Business Intelligence is developed locally in close consultation with the Australian industry. 

PURPOSE-BUILT FOR AUSTRALIAN LENDING INSTITUTIONS AND INVESTORS

Perpetual Business Intelligence is developed locally in close consultation with the Australian industry. We have a track record of responding quickly with product enhancements for Australian lending institutions and investors. Feel reassured we are in this, with you, for the long-term.

  • Investor and Market Intelligence

  • Credit and Risk Intelligence

  • Treasury and Finance Intelligence

Mortgage market insight and comparison

Whether you’re an ADI or non-ADI, intermediary or investor, staying on top of mortgage risks is vital - especially against a backdrop of constant regulatory scrutiny and an ever-increasing focus on Australia’s mortgage market.

Investor Intelligence gives you access to

•  Unique data set going back 20 years, 59 lenders $89Bn public RMBS  & Bring Your Own Data!

•  Automated, standardised granular data set from the ABS issuers to investors

•  Automated email and text alerts on warning levels and breaches – for a range of portfolio rules

•  Continuous enhancement and development supports ongoing client agility to pursue new business opportunities

•  Deliver increased business scalability by reusing key, skilled resources on new initiatives delivering real business value

•  Fully digital, controlled & governed process in platform to mitigate errors.

 

Modules included

•  Loan Analytics (8 asset classes)

•  Security Analytics

•  Mortgage Market Analytics

•  Portfolio Management & Compliance

•  Benchmarking.

 

To find out more, please contact us at pctsales@perpetual.com.au

 
 
 
 
 
 
 
 

 



Credit risk management, capital optimisation and reporting

Credit Intelligence allows you to benchmark your data against the market to uncover new opportunities, optimise your capital, manage risk and improve efficiency

•  Multifactor, digitally enabled, highl predictive Credit and Risk Platform; with feeds from Australian Bureau of Statistics, RBA, Core logic

•  Integrated & unified, product, portfolio, risk and arrears reporting

•  Improving the engagement between risk, business and finance

•  Automated alerts and notifications

•  Powerful analytics to support broad use cases and provide new insights.

 

Modules included

•  Credit Stress Testing (PD, LGD, & EL)
•  Risk Weighting - APS 112 & APS 120

 

To find out more, please contact us at pctsales@perpetual.com.au



 


Digital Securitisation, Trust Management Workflow Reporting

Treasury & Finance Intelligence streamlines securitisation portfolio monitoring and reduces many of the challenges associated with deal execution such as complex spreadsheets and a series of manual processes and workarounds.

Treasury & Finance Intelligence

•  Purpose built: support one of Australia’s leading independent trust manager with unparalleled local expertise

•  Solution designed from the ground up to support one of Australia’s leading independent trust manager with unparalleled local expertise

•  Designed to meet Australian and international regulations and standards

•  Fully digital, controlled & governed process in platform to mitigate errors   

•  Automated data feed from core systems and third party sources – for zero manual handling

•  Deliver increased business scalability by reusing key, skilled resources on new initiatives delivering real business value.

 

Modules included

•  Trust Management 

•  Cashflow / Waterfall

•  Funding Optimisation / Pool Selection

•  Investor & RBA Reporting Analytics

•  FRS 9 Loss Provisioning.


To find out more, please contact us at pctsales@perpetual.com.au






Save time and money with outsourced infrastructure and centralised data-management

  • Improved efficiency

    Via automation, data standardisation and reduced manual processing.

  • Reduce risk

    The SAAS platform replaces manual intervention and allows business operations to run from a centralised, cloud-based, information management system.

  • Lower cost

    Cloud-based platform facilitates always-on system maintenance and software updates – reducing costs through shared infrastructure and economies of scale.

  • Data-powered decision-making

    Business intelligence combines sophisticated actuarial research with machine learning for dynamic insights.

Make your best decision today

For more information on Perpetual Business Intelligence, please email pctsales@perpetual.com.au or fill in our contact form and we’ll be in touch.

Privacy laws apply to our handling of personal information and we collect, use and disclose your personal information in accordance with our privacy policy.

Perpetual Corporate Trust services are provided by Perpetual Corporate Trust Limited ABN 99 000 341 533 AFSL 392673, Perpetual Trustee Company Limited ABN 42 000 001 007, AFSL 236643, Perpetual Limited ABN 86 0000 431 827 and its subsidiaries. Perpetual Limited and certain of its subsidiaries act as Authorised Representatives of Perpetual Trustee Company Limited.

Data and analytics services are provided by Perpetual Digital Pty Ltd ABN 62 626 891 978.

This publication contains general information only, and is not intended to provide you with financial advice.

CONTACT US TO FIND OUT MORE