Perpetual WealthFocus

With Perpetual’s WealthFocus platform, you can create and manage an investment portfolio from a broad menu of quality investment options. Whether you are investing within super, in retirement, or to achieve a specific wealth objective, Perpetual’s WealthFocus platform has the flexibility to meet your investment needs.


Perpetual WealthFocus Investment Advantage Features:
  • Online access
  • Dollar cost averaging
  • Invest via BPAY or direct debit
  • Minimum initial investment: $2,000
  • Auto-rebalancing
Perpetual WealthFocus Super Plan Features:
  • Online access
  • Dollar cost averaging
  • Invest via BPAY or direct debit
  • Minimum initial investment: $3,000
  • Auto-rebalancing
Perpetual WealthFocus Pension Plan Features:
  • Online access
  • Dollar cost averaging
  • Minimum initial investment: $20,000
  • Auto-rebalancing

Features and Benefits

  • Broad range of investment options

    Choose from more than 50 investment options across the major asset classes, including Australian and global shares, property, fixed income, cash and diversified investment options. Select from funds managed by Perpetual and other investment managers, and benefit from the diversification that comes from spreading your investments across a range of asset classes and investment strategies.

  • Simple and convenient reporting

    Perpetual WealthFocus makes it easier to manage sophisticated investment strategies by providing aggregated annual and tax reporting, which reduces your paperwork and the demands on your time.

  • Online transactions

    Online account access via our website makes it easy to transact. You can make additional investments or start a savings plan online. If you change your investment options before 3pm you receive the same day unit price.

  • Access to information

    Perpetual WealthFocus offers instant access to a consolidated view of your investments. Information on fund prices, performance and investment valuations makes it easy to make better investment decisions.

WealthFocus platforms and products

Perpetual WealthFocus Investment Advantage

Perpetual WealthFocus Investment Advantage is designed for investors who want broad investment choice and greater flexibility when managing a general investment portfolio.

There are some attractive tax advantages available to investors in WealthFocus Investment Advantage:

Switch investment options without triggering CGT

You can move across investment options within WealthFocus Investment Advantage without triggering capital gains tax (CGT). 

NO CGT ON PARTIAL WITHDRAWAL OF FUNDS

If you withdraw a portion of your investment, partial withdrawals are cost base adjustments. There is no CGT on partial withdrawals until withdrawals exceed the cost base of your investment.

CGT discount on all withdrawals after 12 months

As long as the initial investment is held for 12 months or more, a 50% CGT discount will be available on all withdrawals. This includes withdrawals on additional investments that have been held for less than 12 months.


More Information:

Product Disclosure Statement

Features Book

Investment Book

FSG for Direct Investors

Important information & continuous disclosure

Pricing and Performance


Perpetual WealthFocus Super Plan

The Perpetual WealthFocus Super Plan is a simple to use personal superannuation product, designed for both employees and the self-employed.

Flexibility to make regular contributions into your super

You are able to make one-off and/or regular contributions to your super account (subject to maximum contribution caps for each financial year).

Optional insurance cover

Taking out insurance through super can be a tax effective way of securing extra peace of mind. Access to optional personal insurance within your super is available for salary continuance, death only, total and permanent disablement (TPD) only, and death and TPD.

> Read about the benefits of obtaining insurance through super


More Information:

Product Disclosure Statement 

Investment Book

Insurance Book

FSG for Direct Investors

> Important information & continuous disclosure

Pricing and Performance


Perpetual WealthFocus Pension Plan

The Perpetual WealthFocus Pension Plan is designed for retirees who need a regular income. It offers an account based pension or transition to retirement pension.

Flexible income and withdrawal

Choose the frequency of income payments from your pension and alter the amount as your needs change, subject to the government’s minimum withdrawal requirements. You may also be able to withdraw lump sums. If you’re 60 years of age or over, you generally won’t pay tax on income payments from your WealthFocus pension.


More Information:

Product Disclosure Statement 

Investment Book

FSG for Direct Investors

> Important information & continuous disclosure

Pricing and Performance (Account Based Pension Plan)

Pricing and Performance (Term Allocated Pension Plan)