Meet the Perpetual Private team

Mark joined Perpetual as Group Executive, Perpetual Private in November 2012. At Perpetual, he leads the Group’s wealth business, which includes the philanthropic, trustee and high net worth advisory businesses, as well as Fordham, a business specialising in accounting and advisory services to business owners.

Mark has over 20 years’ financial services experience, gained predominantly at BT Financial Group, Westpac’s wealth management arm. Most recently at BT Financial Group, he held the role of General Manager of bank distribution and insurance, with responsibility for approximately 1.5 million customers and over $2 billion in gross written premium. Before this, he also held the role of CEO of BT Funds Management New Zealand and headed BT's market platform business.

Mark holds a Bachelor of Economics degree from Macquarie University, and is a recipient of the David William Fellowship Award. He is also an Associate of the AICD and an Associate of Finsia.

Caitriona joined Perpetual’s Philanthropy team in January 2013 and is responsible for supporting Perpetual’s commitment to Philanthropy and the not-for-profit sector.

With over a decade of philanthropic and grantmaking experience in both Australia and Europe, Caitriona has an extensive understanding of national and international funding approaches and mechanisms.

Caitriona is a former Chair of Philanthropy Australia’s Education Affinity Group. As an inaugural team member of the Leading Learning in Education and Philanthropy (LLEAP) research project, Caitriona possess a high level of understanding relating to the trends and challenges in the philanthropic sector within Australia. Her sector knowledge and standing was affirmed in 2012 when she was named the Australian Institute of Grant Management’s inaugural Grantmaker of The Year.

Caitriona is currently completing a Masters of Business (Philanthropy and Nonprofit) at the Queensland University of Technology and is a Board Member of Schools Connect Australia.

Leads Perpetual’s Advice & Accounting Teams across QLD, NSW & ACT. 

Andrew leads Perpetual’s high net worth advisory business & accounting business within Perpetual Private, providing tailored, holistic financial advice and solutions for successful individuals, families and community-based organisations. Andrew is the chair of Perpetual’s Reconciliation Action Plan working group and a member of the Perpetual Trustee Company Limited Board.

Before this role, Andrew was General Manager, Community and Social Investments, where he led a national team of fiduciary, investment and advice professionals who partner with clients to help them achieve outcomes within their communities, encompassing not-for-profit and Native Title as well as philanthropic relationships.

Andrew has also led the advice team in Queensland and was Perpetual Private’s NSW & ACT State Manager for six years, where he helped individuals, families and Not-for-Profit organisations to manage their unique and complex financial requirements

Andrew joined Perpetual as a Senior Financial Consultant where he was responsible for introducing new high net worth clients into the business.

Andrew started his career working with an independent financial planning group before relocating to London and then Hong Kong to work in funds management. On his return to Australia, Andrew held roles both as a financial adviser and Head of Premier Services NSW at a large Australian retail bank.

Andrew holds a Bachelor Business from Queensland University of Technology, and a Diploma in Financial Planning from Deakin University (VIC).

Steve leads the Perpetual Private Client Advisory team in Melbourne, having joined Perpetual in March 2001. He has over 20 years experience in the financial services sector.

Steve holds an Advanced Diploma of Financial Planning.  He joined the financial services industry in 1999; his previous roles and experience include Investment Consultant, Private Client Adviser, Advice Manager and State Practice Leader.

Steve is available for all key interactions, presentations and strategic review meetings.  He has extensive experience dealing with not-for-profit and high net worth clients.  He is a highly proficient and experienced senior manager within the Financial Services Industry, with extensive experience in transforming advice delivery and client promoter scores within a National Private Client Wealth Management business.  Steve is a recognised leader and coach with proven success of developing high performance teams that are client centric and a strong track record in being influential in scoping and leading strategic change within an advice business.

Steve sits on the Community Council for Blue Ribbon Day, a fundraiser event for Police remembrance in Victoria, and is also a board member of the Western Health Foundation.

Peter is a lead partner based out of our Sydney offices, managing multiple specialised teams across financial advice, medical specialists, fiduciary services such as Perpetual’s Lifestyle Assist s and other support roles.

As well as managing people, Peter brings together all the resources needed to provide advice and aged care support services for our clients, including operations management and business-to-business sales and marketing.

Peter has been with Perpetual for five years. Prior to this, he spent over a decade working with accounting and legal practitioners for CPA Australia and The Tax Institute.

Peter is also a Director of several Not-For-Profit organisations which are responsible for significant physical and monetary assets.

Peter holds a Master of Business Administration (Business Law) and has completed a Diploma of Financial Planning. He also has a Foundations of Directorship from the Australian Institute of Company Directors.

Daniel is a senior leader managing our QLD and NSW private client business. Daniel has over 19 years-experience in the industry with a total of 14 years in leadership, predominantly in advice. Prior to joining Perpetual, Daniel worked at several banks including 8 years at NAB.

In his role at Perpetual, Daniel has responsibility for the acquisition and service of clients by his team as well as sourcing and onboarding new advisers across the country having designed the adviser growth strategy. Prior to this he has also been the business lead on the professional services model program and adviser remuneration changes.

Daniel believes in the value and importance of advice in improving client outcomes and the role that advisers play in the process. He is well versed on all aspects of the industry and applies insights to the formation of our strategy.

Daniel holds a Bachelor of Commerce and has completed the F ASEA pathways to allow him to continue to hold an authority and advise clients.

Michelle Torenbeek is Head of Trustee Services for Perpetual Private in Sydney. Michelle has 23 years’ experience in financial services, with the last 11 years at Perpetual.

Michelle has also worked with some of the largest wealth managers in London, including Barclays and UBS.

Michelle specialises in fiduciary services and wealth management, including previous positions as Head of Advice Delivery & Trustee services. Michelle has also led change and transformation teams for various projects. 

Michelle has Bachelor of Social Science (Information Management) from Melbourne University and an Investment Management Certificate – Financial Services Authority (FSA) in London.

Robert is the Partner of NSW’s High Net Worth division.

Before joining Perpetual in July 2017 he was an Investment Consultant with the Private Investment Consulting ('PIC') team within NAB Asset Management providing investment consulting services private and institutional clients. 

Immediately before joining the PIC team he was Head of Fixed Income and Senior Adviser in the Private Wealth Management division of Wilsons Advisory in Sydney responsible for the investment management of institutional and private client portfolios.  Before that role, Robert was with Nikko AM, responsible for managing Nikko’s relationship with key institutional clients for the fixed income business, as well as developing and implementing tailored fixed income strategies for these clients.

Previously, he was co-founder and executive director of Columbus Capital Ltd (a capital markets origination and funds management firm of ‘RMBS’ assets), and has also worked as a senior investment specialist with AMP Capital Investors Fixed Income and Currency and with Westpac Institutional Bank as an associate director in the debt capital markets division providing coverage of fixed income and credit markets, as well as being a senior analyst in high yield and emerging markets in London with Bankers Trust International PLC and ING Barings respectively.

Rachelle is a Specialist Medical Senior Adviser at Perpetual’s Canberra office and joined the financial services industry in 1999.

Prior to joining Perpetual in 2009, Rachelle was a Senior Financial Adviser with Civic Financial Planning.

Rachelle has extensive experience in the Commonwealth Public Sector superannuation schemes.

Rachelle can provide sophisticated strategic advice in relation to retirement planning, superannuation, wealth creation and investment management.

Tony is the Associate Partner of VIC’s High Net Worth division.

Tony provides sophisticated financial advice to Perpetual’s private clients. He has extensive experience in investment management, retirement planning, superannuation, taxation, estate planning and recommending appropriate strategic structures.

Tony enjoys working closely with clients to develop highly effective investment strategies and structures which help to ensure that their financial goals are achieved.

Tony has a Diploma in Financial Planning – Financial Planning Association of Australia, 2003. He joined the financial services industry in 1993 and has been with Perpetual since 2002. His previous roles and experience in financial services include Financial Adviser and Client Relationship Manager with AMP and the Commonwealth Bank.

Vicki is the Partner of QLD’s Health & Personal Injury, Beneficiaries and Lifestyle Assist division.

Vicki is an experienced practitioner with over 25 years in financial services who uses her accountancy and financial planning skills to provide insightful wealth management solutions for her clients.

In working with clients she considers all aspects of their situation to offer strategies that assist building and protecting wealth.

Vicki also works closely with lawyers and accountants to assist clients who have lost the ability to look after their own affairs due to illness, injury or advancing age.

She also assists these professionals to help clients needing an independent party to act as trustee for a trust, executor of an estate or other roles usually fulfilled by the client or a family member where these parties are unable to act.

Chris is a Partner in Perpetual Private’s Western Australian office. He specialises in securing the financial futures of successful Australians.

In 2019, Chis was ranked number 29 in the influential Barron’s Top 50 Financial Advisers in Australia.

With over 25 years’ experience, Chris is an expert in looking after the complex advice and strategic wealth requirements of High Net Worth clients and their families. Chris also has a deep understanding of self-managed super funds and how to maximise super for enduring financial security in retirement.

Chris also looks after Health & Personal Injury clients, managing their Personal Injury Compensation Trusts to provide a better quality of life, medical care and peace of mind knowing a compensation payment will last long into the future.

Chris also helps clients establish Philanthropic Trusts to give strategically to charities by taking into account taxation and other factors in their giving.

Chris is a qualified Certified Financial Planner ® or CFP ® and holds a Diploma of Financial Planning from Deakin University. He has also completed an Advanced Management Program from the Australian Institute of Management (AIM) and is an Affiliate of AIM.

Andrew is the Partner of SA’s Not For Profit division.

With over 32 years experience, Andrew specialises in advice to large complex organisations, family offices, not-for-profit clients and philanthropic trusts. He has a deep understanding of the unique needs and strategic objectives of not-for-profit organisations and helps his clients implement best practice investment policies. Andrew also connects clients to other parts of the Perpetual business, including Philanthropic services.

Prior to joining Perpetual, Andrew held senior adviser roles within commercial and private banking based in Adelaide for the last 9 years. Andrew has also held senior manager roles in institutional banking at JPMorgan Chase, Deutsche Bank and Royal Bank of Scotland in Tokyo, Singapore, London, New York and Sydney over a period of 20 years.

Andrew has a Bachelor of Business (Finance), Advanced Diploma of Financial Planning, is an accredited Self- Managed Super Fund adviser (SMSFA) and speaks several languages.

As a qualified, dedicated adviser, Marisa has focused exclusively on providing personal strategic and investment advice to private clients and high net worth individuals over the past 20 years.

Prior to joining Perpetual, Marisa has worked as a senior adviser across both Global and Australian institutions such as Macquarie Bank, Citibank and Westpac Private. Her areas of expertise include, superannuation, retirement planning, SMSF, specialist structured investments and   Foreign Exchange.

Marisa’s most important attributes are her exceptional interpersonal skills and ability to build trust and rapport with clients.  Upon meeting with Marisa, it is immediately apparent that she is passionate about assisting clients achieve their goals by helping them make well-informed decisions to manage, grow and protect their wealth.

Marisa is committed to providing her clients with the highest quality financial advice and takes pride in building long standing relationships.  In her role at Perpetual, Marisa’s mission is to provide an exceptional level of service and an unwavering commitment to simplify often complex strategies to help clients reach their goals and objectives.

Marisa delivers a myriad of investment solutions by bringing in specialist teams within Perpetual, including investment strategy & research, portfolio construction, philanthropy, and tax accounting.

Daniel is an Associate Partner focused exclusively on high net worth clients, delivering the full range of resources needed to address the complex, multi-faceted challenges of managing significant wealth. Traditionally Daniel has served entrepreneurs, executives, professionals and high net worth individuals. 

Daniel has over 14 years-experience in the industry with a total of 10 years providing sophisticated investment advice in the high net worth space. 

In his role at Perpetual, Daniel’s mission is to provide an exceptional level of service and an unwavering commitment to helping Perpetual clients reach their goals & objective. 

Daniel delivers tailored strategies to meet individual client objectives by bringing in specialist teams within Perpetual, including investment strategy & research, portfolio construction, philanthropy, and tax accounting. Prior to joining Perpetual, Daniel spent a total of 10 years at Macquarie Bank and just over 2 years at Morgan Stanley. 

Daniel holds a Bachelor of Business & Commerce with a double major in Economics and International Finance and is currently completing his studies with the CFA institute. 

Phill is the Partner of NSW’s Medical division.

He is responsible for the development, oversight and implementation of the national advice strategy and capability for medical specialists.  

Phill has specialised in providing financial advice to healthcare professionals since 1989, with the first 18 years of his career being in the UK, before emigrating to Australia with his family in 2008.

Prior to moving to Australia, Phill held senior management, strategy development and advisory positions, in two of the UK’s largest financial institutions, before setting up his own practice in 1999.

In 2003, he was a founding partner in one of the UK’s largest privately owned Independent Financial Advisory firms.

Phill’s expertise extends across a broad range of financial matters including superannuation (including SMSFs), investment strategies, personal and business risk management, as well as debt management. As a regular presenter at Business and Financial Lifestyle courses for Medical Specialists across the country, he takes his role as a financial mentor, coach and educator very seriously and his relationships with his clients are collaborative ones, characterised by the aim of helping his clients achieve their desired lifestyle.

Rachelle is a Specialist Medical Senior Adviser at Perpetual’s Canberra office and joined the financial services industry in 1999.

Prior to joining Perpetual in 2009, Rachelle was a Senior Financial Adviser with Civic Financial Planning.

Rachelle has extensive experience in the Commonwealth Public Sector superannuation schemes.

Rachelle can provide sophisticated strategic advice in relation to retirement planning, superannuation, wealth creation and investment management.

Daniel is the Partner of VIC’s Not For Profit and Medical division.

He has a deep understanding of the unique needs and strategic objectives of not-for-profit organisations and helps them develop best practice investment policies as well as connecting them with Perpetual’s philanthropic resources.

Prior to joining Perpetual, Daniel was Senior Financial Adviser to the Private Clients of Halifax Bank of Scotland Australia (HBOSA) and HSBC Bank Australia.

His international experience was gained in Canada as a Financial Adviser for nine years with Assante Capital Management.

Ed is an Associate Partner and trusted wealth adviser to families and private business owners.

Ed has over 16 years’ experience in the financial services industry and believes careful planning, stewardship and patience are the keys to protecting and growing family wealth.

Ed areas of specialisation include:

• Investment management and asset allocation advice.
• Inter-generational family wealth planning and inheritance advice.
• Retirement planning.
• Family philanthropy advice.

Ed is a Certified Financial Planner and holds a Bachelor of Business (Economics and Finance), Bachelor of Laws, and a Graduate Diploma of Financial Planning.

Chris is a Partner in Perpetual Private’s Western Australian office. He specialises in securing the financial futures of successful Australians.

In 2019, Chis was ranked number 29 in the influential Barron’s Top 50 Financial Advisers in Australia.

With over 25 years’ experience, Chris is an expert in looking after the complex advice and strategic wealth requirements of High Net Worth clients and their families. Chris also has a deep understanding of self-managed super funds and how to maximise super for enduring financial security in retirement.

Chris also looks after Health & Personal Injury clients, managing their Personal Injury Compensation Trusts to provide a better quality of life, medical care and peace of mind knowing a compensation payment will last long into the future.

Chris also helps clients establish Philanthropic Trusts to give strategically to charities by taking into account taxation and other factors in their giving.

Chris is a qualified Certified Financial Planner ® or CFP ® and holds a Diploma of Financial Planning from Deakin University. He has also completed an Advanced Management Program from the Australian Institute of Management (AIM) and is an Affiliate of AIM.

Andrew is the Partner of SA’s Not For Profit division.

With over 32 years experience, Andrew specialises in advice to large complex organisations, family offices, not-for-profit clients and philanthropic trusts. He has a deep understanding of the unique needs and strategic objectives of not-for-profit organisations and helps his clients implement best practice investment policies. Andrew also connects clients to other parts of the Perpetual business, including Philanthropic services.

Prior to joining Perpetual, Andrew held senior adviser roles within commercial and private banking based in Adelaide for the last 9 years. Andrew has also held senior manager roles in institutional banking at JPMorgan Chase, Deutsche Bank and Royal Bank of Scotland in Tokyo, Singapore, London, New York and Sydney over a period of 20 years.

Andrew has a Bachelor of Business (Finance), Advanced Diploma of Financial Planning, is an accredited Self- Managed Super Fund adviser (SMSFA) and speaks several languages.

As a qualified, dedicated adviser, Marisa has focused exclusively on providing personal strategic and investment advice to private clients and high net worth individuals over the past 20 years.

Prior to joining Perpetual, Marisa has worked as a senior adviser across both Global and Australian institutions such as Macquarie Bank, Citibank and Westpac Private. Her areas of expertise include, superannuation, retirement planning, SMSF, specialist structured investments and   Foreign Exchange.

Marisa’s most important attributes are her exceptional interpersonal skills and ability to build trust and rapport with clients.  Upon meeting with Marisa, it is immediately apparent that she is passionate about assisting clients achieve their goals by helping them make well-informed decisions to manage, grow and protect their wealth.

Marisa is committed to providing her clients with the highest quality financial advice and takes pride in building long standing relationships.  In her role at Perpetual, Marisa’s mission is to provide an exceptional level of service and an unwavering commitment to simplify often complex strategies to help clients reach their goals and objectives.

Marisa delivers a myriad of investment solutions by bringing in specialist teams within Perpetual, including investment strategy & research, portfolio construction, philanthropy, and tax accounting.

Jamie has over 20 years’ experience providing sophisticated investment advice to high net worth families and Not-For-Profit organisations.

With $1.5 billion in funds under management, Jamie’s team provides strategic advice to high net worth families, philanthropists and Not-For-Profits across medical research, cemeteries, schools, professional and sporting associations, indigenous land councils and other community organisations, to help maximise their investments to support the community.

Jamie takes a partnership approach with his clients to deliver tailored investment strategies to meet their specific investment objectives, taking into account ethical portfolio preferences and board governance requirements. He works closely with specialist teams within Perpetual, including investment strategy and governance, portfolio construction, investment research, philanthropy, estate planning and local and international tax and accounting.

Prior to joining Perpetual, Jamie spent seven years as a Senior Adviser at Westpac Private, where he was responsible for providing sophisticated advice to wholesale clients. He held a similar role prior to Westpac at NAB Private.

Jamie holds a Bachelor of Business from Griffith University, is a Certified Financial Planner and is a Member of the Australian Institute of Company Directors (AICD).

Rachelle is a Specialist Medical Senior Adviser at Perpetual’s Canberra office and joined the financial services industry in 1999.

Prior to joining Perpetual in 2009, Rachelle was a Senior Financial Adviser with Civic Financial Planning.

Rachelle has extensive experience in the Commonwealth Public Sector superannuation schemes.

Rachelle can provide sophisticated strategic advice in relation to retirement planning, superannuation, wealth creation and investment management.

Daniel is the Partner of VIC’s Not For Profit and Medical division.

He has a deep understanding of the unique needs and strategic objectives of not-for-profit organisations and helps them develop best practice investment policies as well as connecting them with Perpetual’s philanthropic resources.

Prior to joining Perpetual, Daniel was Senior Financial Adviser to the Private Clients of Halifax Bank of Scotland Australia (HBOSA) and HSBC Bank Australia.

His international experience was gained in Canada as a Financial Adviser for nine years with Assante Capital Management.

Chris is a Partner in Perpetual Private’s Western Australian office. He specialises in securing the financial futures of successful Australians.

In 2019, Chis was ranked number 29 in the influential Barron’s Top 50 Financial Advisers in Australia.

With over 25 years’ experience, Chris is an expert in looking after the complex advice and strategic wealth requirements of High Net Worth clients and their families. Chris also has a deep understanding of self-managed super funds and how to maximise super for enduring financial security in retirement.

Chris also looks after Health & Personal Injury clients, managing their Personal Injury Compensation Trusts to provide a better quality of life, medical care and peace of mind knowing a compensation payment will last long into the future.

Chris also helps clients establish Philanthropic Trusts to give strategically to charities by taking into account taxation and other factors in their giving.

Chris is a qualified Certified Financial Planner ® or CFP ® and holds a Diploma of Financial Planning from Deakin University. He has also completed an Advanced Management Program from the Australian Institute of Management (AIM) and is an Affiliate of AIM.

Andrew is the Partner of SA’s Not For Profit division.

With over 32 years experience, Andrew specialises in advice to large complex organisations, family offices, not-for-profit clients and philanthropic trusts. He has a deep understanding of the unique needs and strategic objectives of not-for-profit organisations and helps his clients implement best practice investment policies. Andrew also connects clients to other parts of the Perpetual business, including Philanthropic services.

Prior to joining Perpetual, Andrew held senior adviser roles within commercial and private banking based in Adelaide for the last 9 years. Andrew has also held senior manager roles in institutional banking at JPMorgan Chase, Deutsche Bank and Royal Bank of Scotland in Tokyo, Singapore, London, New York and Sydney over a period of 20 years.

Andrew has a Bachelor of Business (Finance), Advanced Diploma of Financial Planning, is an accredited Self- Managed Super Fund adviser (SMSFA) and speaks several languages.

As a qualified, dedicated adviser, Marisa has focused exclusively on providing personal strategic and investment advice to private clients and high net worth individuals over the past 20 years.

Prior to joining Perpetual, Marisa has worked as a senior adviser across both Global and Australian institutions such as Macquarie Bank, Citibank and Westpac Private. Her areas of expertise include, superannuation, retirement planning, SMSF, specialist structured investments and   Foreign Exchange.

Marisa’s most important attributes are her exceptional interpersonal skills and ability to build trust and rapport with clients.  Upon meeting with Marisa, it is immediately apparent that she is passionate about assisting clients achieve their goals by helping them make well-informed decisions to manage, grow and protect their wealth.

Marisa is committed to providing her clients with the highest quality financial advice and takes pride in building long standing relationships.  In her role at Perpetual, Marisa’s mission is to provide an exceptional level of service and an unwavering commitment to simplify often complex strategies to help clients reach their goals and objectives.

Marisa delivers a myriad of investment solutions by bringing in specialist teams within Perpetual, including investment strategy & research, portfolio construction, philanthropy, and tax accounting.

Mathew is a Senior Adviser at Perpetual’s Sydney office. Originally from the UK, he has been in the financial services industry since 2004 and with Perpetual since 2006.

Mathew specialises in advising families and individuals who are receiving personal injury compensation payments, including financial management. Mathew can also arrange life insurance advice, tax planning, estate planning advice and Lifestyle Assist services.  

Mathew also provides sophisticated financial advice to Perpetual’s private clients and has extensive experience across many aspects of financial services and investment markets.

Prior to moving to Australia, Mathew spent 13 years as a solicitor and was a partner in a law firm in London specialising in estate planning, trusts and probate for high net worth clients.

Mathew earned a Graduate Diploma of Financial Planning from FINSIA in 2006 and was admitted as a solicitor in NSW in 2005, although currently not practicing.

Rachelle is a Specialist Medical Senior Adviser at Perpetual’s Canberra office and joined the financial services industry in 1999.

Prior to joining Perpetual in 2009, Rachelle was a Senior Financial Adviser with Civic Financial Planning.

Rachelle has extensive experience in the Commonwealth Public Sector superannuation schemes.

Rachelle can provide sophisticated strategic advice in relation to retirement planning, superannuation, wealth creation and investment management.

Vicki is the Partner of QLD’s Health & Personal Injury, Beneficiaries and Lifestyle Assist division.

Vicki is an experienced practitioner with over 25 years in financial services who uses her accountancy and financial planning skills to provide insightful wealth management solutions for her clients.

In working with clients she considers all aspects of their situation to offer strategies that assist building and protecting wealth.

Vicki also works closely with lawyers and accountants to assist clients who have lost the ability to look after their own affairs due to illness, injury or advancing age.

She also assists these professionals to help clients needing an independent party to act as trustee for a trust, executor of an estate or other roles usually fulfilled by the client or a family member where these parties are unable to act.

Chris is a Partner in Perpetual Private’s Western Australian office. He specialises in securing the financial futures of successful Australians.

In 2019, Chis was ranked number 29 in the influential Barron’s Top 50 Financial Advisers in Australia.

With over 25 years’ experience, Chris is an expert in looking after the complex advice and strategic wealth requirements of High Net Worth clients and their families. Chris also has a deep understanding of self-managed super funds and how to maximise super for enduring financial security in retirement.

Chris also looks after Health & Personal Injury clients, managing their Personal Injury Compensation Trusts to provide a better quality of life, medical care and peace of mind knowing a compensation payment will last long into the future.

Chris also helps clients establish Philanthropic Trusts to give strategically to charities by taking into account taxation and other factors in their giving.

Chris is a qualified Certified Financial Planner ® or CFP ® and holds a Diploma of Financial Planning from Deakin University. He has also completed an Advanced Management Program from the Australian Institute of Management (AIM) and is an Affiliate of AIM.

Andrew is the Partner of SA’s Not For Profit division.

With over 32 years experience, Andrew specialises in advice to large complex organisations, family offices, not-for-profit clients and philanthropic trusts. He has a deep understanding of the unique needs and strategic objectives of not-for-profit organisations and helps his clients implement best practice investment policies. Andrew also connects clients to other parts of the Perpetual business, including Philanthropic services.

Prior to joining Perpetual, Andrew held senior adviser roles within commercial and private banking based in Adelaide for the last 9 years. Andrew has also held senior manager roles in institutional banking at JPMorgan Chase, Deutsche Bank and Royal Bank of Scotland in Tokyo, Singapore, London, New York and Sydney over a period of 20 years.

Andrew has a Bachelor of Business (Finance), Advanced Diploma of Financial Planning, is an accredited Self- Managed Super Fund adviser (SMSFA) and speaks several languages.

Years of experience: 20

Kyle joined Perpetual Private in July 2014 and is responsible for the investment research capability, leading a team of highly experienced researchers across the Perpetual Private Direct Equities Team and Perpetual Private Investment Research team. Prior to this role, he was General Manager - Research & Operations for Perpetual Investments, where he managed key ratings house relationships and maximised rating outcomes across all funds and asset classes.

Prior to joining Perpetual, Kyle managed research house relationships for NAB Wealth, covering all MLC and nabInvest boutique fund managers. Prior to that, Kyle was Research Manager with ThreeSixty, MLC's adviser services division, covering direct equities, alternatives and structured products, with responsibilities for Approved Product Lists, model portfolios of both direct equities and managed funds as well as management of the direct equities research team.

Kyle earned his Bachelor of Accounting with Distinction from the University of Technology, Sydney (1997). He also holds the Chartered Financial Analyst designation, Chartered Alternatives Investment Analyst designation and is a Certified Practising Accountant.

Years of experience: 17 

Provides investment research, portfolio construction and bespoke investment advice for Perpetual Private’s clients.

Andrew works closely with advisers by providing specialist investment knowledge on Perpetual’s investment process and strategy implementation, focusing on delivering optimal solutions to our stakeholders and partners. This is further augmented by his provision of transparent and accessible knowledge of financial markets and asset classes both globally and locally.

Having spent 15 years in London, Andrew returned to Melbourne with a wealth of international experience to benefit Perpetual’s clients and partners. Having started his career working on private equity transactions and stock market listings, he then spent time working on equity trading desks, before moving into investment management. In his role as a Portfolio Manager for Barclays Investment Solutions, Andrew managed money across multiple asset-classes on behalf of various client groups, before focusing on the charity and not-for-profit segment. With responsibility for as much as £3bn in assets, he developed a strong reputation for delivering robust investment performance linked to his comprehensive understanding of global investment markets.

Andrew is a holder of the Chartered Financial Analyst designation.

Years at Perpetual: 8 

Amanda MacDonald is an Investment Specialist with Perpetual Private in Sydney with over 12 years’ experience in financial services.

Prior to joining Perpetual, Amanda was a Senior Investment Analyst for MLC Advice and before that in Institutional Sales with BT Investment Management.

Amanda is passionate about Responsible Investments and investing for a sustainable future, specialising in this area in her managed fund research. Amanda also has a strong client focus having worked in client relations in institutional distribution teams.

Amanda holds a Bachelor of Commerce from University of Technology Sydney, majoring in Finance and Economics. She is also on track to complete her Masters of Applied Finance at Macquarie University in 2021.

Years of experience: 12 

David joined Perpetual Private’s Investment Research team in May 2015. David is responsible for investment strategy and fund manager selection across real estate and infrastructure, and leads the team’s effort in incorporating ESG, Responsible Investments and Impact investments across portfolios. Additionally, David is a non-executive director of the Utilities Trust of Australia (UTA) Trustee Board. David is a member of UTA’s Audit Risk & Compliance Committee and Investor Relations Committee.

David has over ten years’ experience as an investment professional operating in a fiduciary environment. Prior to joining Perpetual, David held roles with ANZ and MLC where he was responsible for and contributed to financial analysis, strategic asset allocation analysis, investment manager selection and portfolio construction. Prior to MLC, David spent time with Liquid Capital Markets, a firm operating in global derivatives markets.

David holds a Bachelor of Arts with majors in Economics and Politics & International Relations from the University of New South Wales and a Graduate Diploma in Applied Finance from Kaplan Professional. Additionally, David completed the Australian Institute of Company Directors, Company Directors Course in 2017 and attained his Chartered Alternative Investment Analyst designation in 2018.

Years of experience: 26

Stephen is responsible for Perpetual Private’s direct equity investment and research capability, including stock selection and ongoing management of direct equity investment portfolios for clients (as managed accounts, or on an advisory basis). He provides detailed input on direct equities – company analysis & research, recommendations and portfolio structuring, and leads a team of five investment analysts across most key equity sectors.

Stephen has spent more than twenty years as an equity market specialist. Prior to joining Perpetual, he spent four years as a Senior Investment Analyst at Queensland Investment Corporation (QIC) in the domestic equity funds management team. He was primarily responsible for covering sectors such as Financials, Healthcare, Food & Beverage and Building Materials. Stephen also spent considerable time as a Senior Research Analyst at Macquarie Group, where he specialised in Banks and Diversified Financials.

Stephen’s academic qualifications underpin his extensive experience. He holds a Bachelor of Economics (Macquarie University), is an Associate of FINSIA and a Chartered Financial Analyst (CFA Institute).

Years of experience: 10

Mylee joined Perpetual in 2017 as an Investment Operations Manager within the Perpetual Private Investment Research team and is responsible for the investment operations, governance and investment implementation processes for the team.

Prior to joining Perpetual, Mylee was an Implementation Manager at BT Financial Group responsible for the delivery of projects, compliance and training for the Corporate Superannuation Distribution team within the Superannuation division. Prior to that, she held a number of roles within the BT Financial Group including management accounting and product management roles.

Mylee is a Certified Practising Accountant and holds a Bachelor of Commerce (Finance and Management) from the University of Sydney.