Credit risk management, capital optimisation and reporting
Credit Stress Testing
Digitise stress testing processes to improve portfolio decisions and optimise response to regulatory requirements
- Access multifactor, digitally enabled, highly predictive credit and risk platform with feeds from Australian Bureau of Statistics, RBA, CoreLogic
- Access integrated and unified, product, portfolio, risk and arrears reporting
- Gain new insights and support broad use cases with powerful analytics
- Access advanced credit modelling that leverages a unique dataset from over 50 lenders, over 20 years and $320bn in mortgages*
- Access highly predictive Probability of Default Loss Given Default, Loss Given Foreclosure, Exposure at Default and Expected Loss analysis
- Leverage multifactor credit risk model, housing pricing indexing, cash rate, GDP and unemployment data
- Different forecast scenarios can be easily applied
- Segment products, performance and risk with a high level of granularity
- Receive automated alerts and notifications
Risk Weighting – APRA Prudential Standards (APS) 112 and 120
Automate and simplify APS 112 and APS 120 calculations whilst driving business improvement
- Reduce cyber risk through automated APS 120 data feeds from source issuers
- Enrich APS 112 analysis with NIM and PD for risk informed pricing
- Access integrated and unified portfolio calculations across assets
- Improve decision making with “what if” scenario analysis for portfolio decisions
- Obtain a single source of truth for capital decisions and underwriting policy
- Automate data feeds derived from balance sheet assets
- Enable APS 120 compliance
- Segment products, performance and risk with a high level of granularity
- Meet new APS 112 requirements for risk weighted assets by segment
Beyond Bank
KEY FEATURES
A multifactor, digitally enabled, highly predictive Credit and Risk Platform that draws feeds from Australian Bureau of Statistics, RBA and CoreLogic.
Integrated and unified – providing data across product, portfolio, risk and arrears reporting.
The platform helps improve engagement between risk, business, finance and the board - powerful analytics support broad use cases and provide new insights.
Automated alerts and notifications protect your business from emerging risks.
To find out more:
Contact Huw on +61 423 877 047 to discuss how Credit and Risk Intelligence can digitise both your regulatory and risk processes – and enhance decision making, or email pctsales@perpetual.com.au.
MEET THE TEAM
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Huw Moorcraft
Account Director, Data & Analytics Solutions
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Huw Moorcraft is an Account Director for Perpetual Corporate Trust with responsibility for business development, across the Perpetual BI - Data and Analytics Solutions.
Huw has recently joined Perpetual following 10 years of software account management in to the banking and financial services sector. Predominantly focussing on risk management, operating model & automation, he has experience helping both smaller and globally significant banks re-imaging and restructure their three lines of risk management.Huw joined Perpetual early in 2019 in order to help take to market the newly unified DAS business (ex Risk Managers Round Tables and Perpetual Data and Analytics Solutions).
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Glen Dogan
General Manager Sales & Marketing, Perpetual Corporate Trust
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Glen has responsibility for sales and marketing strategies across Funds Management, Debt Markets and Perpetual Digital service offerings. He has spent the past seven years managing the PCT sales team and its growing client base in Australia, the Asia Pacific, Europe and the Americas. His strengths are in developing client relationships and executing against business development and marketing strategies - skills he has honed over 20 years in the financial services industry.
Prior to Glen’s current role, he was the Senior Vice President of Sales and Marketing in Perpetual’s Singapore business, where he was instrumental in growing the company’s Asian trustee business. He was primarily responsible for helping clients list their fund vehicles on the Singapore Stock Exchange as well as assisting them with cross-border transactions into Australia.
Glen holds a Bachelor of Accounting and sits on the Perpetual Corporate Trust Investment Committee.
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