Funds and performance

Q. How do I invest in a fund? 
Q. What is the minimum amount I can invest? 
Q. When are savings plans deductions made? 
Q. Which funds allow switching? 
Q. Can I invest from overseas? 

Q. How do I invest in a fund?

A. To invest you should read the current Product Disclosure Statement (PDS) for the relevant fund – whether for investment, superannuation or retirement, and complete the application form within the PDS for that fund. You may invest via BPay or Direct Debit or post your application form with your cheque to your financial adviser or directly to Perpetual's Sydney office (no postage required): 

Reply Paid 4171
Perpetual Investments
GPO Box 4171
Sydney NSW 2001 

Download copies of our offer documents when you visit InvestmentSuperannuation or Retirement.

Q. What is the minimum amount I can invest?

A. The minimum initial investment amount varies between funds. It can also depend on whether you enter a savings plan facility or not.  Information on the minimum initial investment required for each fund is available in the Product Disclosure Statement (PDS). Please visit InvestmentSuperannuation or Retirement to find our range of funds. 

Q. When are savings plans deductions made?

A. Each of our investment product savings plans deductions occur on different days:

For Perpetual's WealthFocus Investment Funds, your first deduction will occur on the 20th (or the following business day) of the month. Fortnightly savings plan contributions will be deducted from your nominated account on alternate Thursdays (as set by Perpetual) or the following business day if the Thursday is a public holiday. This rule also applies where you choose quarterly savings plan contributions, following which a deduction will be made every three months on the 15th, 17th or 20th of each relevant month (or the following business day).

For Perpetual's WealthFocus Super Plan, your first deduction will occur on the 17th (or the following business day) of the month after your direct debit authority is received, if received before the 5th of the month. If your direct debit authority is received after the 5th, the first debit will be processed on the 10th of the following month (or the following business day).

For Perpetual’s Select Investment Funds, your first deduction will occur on the 10th (or the following business day) of the month. Fortnightly savings plan contributions will be deducted from your nominated account on alternate Thursdays (as set by Perpetual) or the following business day if the Thursday is a public holiday.

For Perpetual's WealthFocus Investment Advantage, your first deduction will occur on the 20th (or the following business day) of the month after your direct debit authority is received, if received before the 12th of the month. If your direct debit authority is received after the 12th day of the month the first debit will be processed on the 15th of the following month (or the following business day). 

Q. Which funds allow switching? 

A. More information about switching is available in the offer documents which can be found in the section relevant to your investment - InvestmentSuperannuation or Retirement. There are no entry or exit fees for switching only buy/sell spreads.

Q. Can I invest from overseas?

A. Perpetual Investments funds are offered to Australian and New Zealand residents only.

Not all our funds are available to New Zealand investors. Currently Perpetual WealthFocus Investments - Perpetual Series, and Perpetual's Wholesale Funds are available to New Zealand residents.