Perpetual Diversified Real Return

The Perpetual Diversified Real Return Fund invests across a range of strategies, regions and sectors. The Fund targets a pre-tax return of 5% per annum above inflation, before fees, over rolling five-year periods.

The Fund aims to achieve this return with lower levels of volatility than a traditional balanced fund. Diversifying the sources of risk to form a more efficient multi-asset portfolio and seeking to reduce the uncertainty of investment outcomes over the investment horizon and protect returns against inflation.

We apply a dynamic asset allocation approach to managing the Fund, which means that we are not constrained by fixed asset allocation ranges. Instead, we have the flexibility to actively shift the investment exposures to capture the best opportunities – wherever they are found.

Features and Benefits

  • ‘WHOLE OF PORTFOLIO' SOLUTION

  • Investments are focused on opportunities

  • Lower volatility

  • Wide variety of investment opportunities

THE CASE FOR REAL RETURN INVESTING

Real return funds are designed to provide investors with a higher certainty of achieving a real return objective with a lower level of risk and lower sensitivity to extreme market events.

Perpetual Diversified Real Return

Through our dynamic asset allocation approach, we are constantly adjusting the Fund’s asset exposure to be in the right assets at the right time.

MICHAEL O’DEA, HEAD OF MULTI ASSET

What are the risks?

All investments carry risk. While it is not possible to identify every risk relevant to your investment, we have provided details of the risks that may affect your investment in the relevant product disclosure statement (PDS) or offer document.

You can find PDSs and other documents in our resources section. The relevant PDS, offer documents and forms can also be found in the sections below:


> Investment | > Superannuation | > Retirement

Ways to Invest

So that we can provide you the most relevant information, please begin by selecting your investment type from the options below:

Perpetual Diversified Real Return

Pricing & Performance

Performance as at 31/01/2018

Returns as at 31/01/2018

  Growth % Distribution % Total %
1 month 0.38 -- 0.38
3 month 1.64 -- 1.64
6 month 3.87 0.06 3.93
1 year 3.84 2.87 6.71
3 year -- -- --
5 year -- -- --
10 year -- -- --

Unit Prices as at 22/02/2018

Entry
0.955
Exit
0.953
View price history

Distributions

Frequency Quarterly
Cents per Unit 0.000
Reinvestment Price 1.000
View distributions history

Fund Commencement Date

April 2015

Details & Fees

About this fund

  • Fund Manager

    Perpetual Investment Management Limited

  • Asset Class

    Diversified

  • Suggested Length

    5 years or longer

Investment Objective

Targets a pre-tax return of 5% per annum above inflation, before fees and taxes, over rolling five-year periods. Aims to provide investors with exposure to a balanced portfolio that is constructed with reference to risk premiums (risk contribution to overall portfolio) rather than capital allocations.

Investment Approach

The fund will invest in a diversified range of asset classes which are weighted according to the level of risk they contribute to the portfolio. Assets will be managed to effectively diversify these risk exposures. The combination of assets held by the fund at any time are those which we believe provide the greatest probability of achieving the target return over rolling five-year periods. Perpetual Investments may quickly adjust the fund's asset allocation to respond to changing market conditions and/or to take advantage of new opportunities.

In managing the fund to meet its investment objective, the fund may implement a considerable amount of its exposures via derivatives, and may include alternative and private market assets.

Investment Details

Minimum Initial Investment $2,000
With Savings Plan  
Minimum Initial Investment $1,000
Monthly Minimum $100
Minimum Additional Investment $1,000

Fees

Entry up to 4.0%
Exit Nil
Management Cost (p.a.) 1.88%
Buy / Sell Spread 0.24% / Nil

Investment Guidelines

Australian equities 0 - 50%
Global shares 0 - 50%
Property 0 - 15%
Commodities 0 - 15%
Cash and enhanced cash 0 - 100%
Other investments 0 - 30%
Private market investments 0 - 20%
Global fixed income 0 - 70%

Distribution

Quarterly
March 31, June 30, September 30, December 31

How to Invest

  1. If you are interested in making an investment in Perpetual WealthFocus Wholesale Investment Advantage


    Review the Product Disclosure Statement (PDS) for WealthFocus Investment Advantage and related documents to ensure you understand how the Fund works and the risks involved.

    Send the completed application & documents to the address below.


    > Important information and continuous disclosure

    > Find out more about Perpetual WealthFocus

  2. Invest using Perpetual’s online application form

  3. Make an additional investment to WealthFocus Wholesale Investment Advantage


    1. Review the current PDS and related documents. They may have changed since you first invested.
    2. Download and complete an Additional Investments form. Send the form to the address below.
    3. If you have online account access, you can complete the additional investment form online.

    All forms, offer documents and PDS’s can be found on Forms, PDS's and Offer Documents page in our Resources section.

  4. Mailing and application details


    Send your completed application & identification documents to:


    Reply Paid 4171

    Perpetual WealthFocus Wholesale Investment Advantage

    GPO Box 4171, Sydney NSW 2001


    Customer Identification Requirements

Pricing & Performance

Performance as at 31/01/2018

Returns as at 31/01/2018

  Growth % Total %
1 month 0.33 0.33
3 month 1.41 1.41
6 month 3.52 3.52
1 year 6.16 6.16
3 year -- --
5 year -- --
10 year -- --

Unit Prices as at 22/02/2018

Entry
1.070
Exit
1.068
View price history

Fund Commencement Date

April 2015

Details & Fees

About this fund

  • Fund Manager

    Perpetual Investment Management Limited

  • Asset Class

    Diversified

  • Suggested Length

    5 years or longer

Investment Objective

Targets a pre-tax return of 5% per annum above inflation, before fees and taxes, over rolling five-year periods. Aims to provide investors with exposure to a balanced portfolio that is constructed with reference to risk premiums (risk contribution to overall portfolio) rather than capital allocations.

Investment Approach

The fund will invest in a diversified range of asset classes which are weighted according to the level of risk they contribute to the portfolio. Assets will be managed to effectively diversify these risk exposures. The combination of assets held by the fund at any time are those which we believe provide the greatest probability of achieving the target return over rolling five-year periods. Perpetual Investments may quickly adjust the fund's asset allocation to respond to changing market conditions and/or to take advantage of new opportunities.

In managing the fund to meet its investment objective, the fund may implement a considerable amount of its exposures via derivatives, and may include alternative and private market assets.

Investment Details

Minimum Initial Investment $3,000
With Savings Plan  
Minimum Initial Investment $1,500
Monthly Minimum $100

Fees

Entry Up to 4.0%
Exit Nil
Management Cost (p.a.) 1.92%
Buy / Sell Spread 0.24% / Nil

Investment Guidelines

Australian shares 0 - 50%
Global shares 0 - 50%
Property 0 - 15%
Commodities 0 - 15%
Cash and enhanced cash 0 - 100%
Other investments 0 - 30%
Private market investments 0 - 20%
Global fixed income 0 - 70%

Distribution

N/A

Product Disclosure Statement

How to Invest

  1. If you are interested in making an investment in Perpetual WealthFocus Super Plan


    Review the Product Disclosure Statement (PDS) for WealthFocus Wholesale Super Plan and other offer documents and consider your investment option carefully.

    Send the completed application & documents to the address below.


    > Important information and continuous disclosure

    > Find out more about Perpetual WealthFocus

  2. New and existing investors - Invest using Perpetual’s online application form

  3. If you are an existing investor in WealthFocus Super Plan


    All forms, offer documents and PDS’s can be found on Forms, PDS's and Offer Documents page in our Resources section.

  4. Mailing and application details


    Send the completed application & documents to:

    Reply Paid 4171
    Perpetual WealthFocus Super Plan
    GPO Box 4171
    Sydney NSW 2001


    Customer Identification Requirements

Pricing & Performance

Performance as at 31/01/2018

Returns as at 31/01/2018

  Growth % Total %
1 month 0.37 0.37
3 month 1.60 1.60
6 month 3.76 3.76
1 year 6.83 6.83
3 year -- --
5 year -- --
10 year -- --

Unit Prices as at 22/02/2018

Entry
1.069
Exit
1.067
View price history

Fund Commencement Date

April 2015

Details & Fees

About this fund

  • Fund Manager

    Perpetual Investment Management Limited

  • Asset Class

    Diversified

  • Suggested Length

    5 years or longer

Investment Objective

Targets a pre-tax return of 5% per annum above inflation, before fees and taxes, over rolling five-year periods. Aims to provide investors with exposure to a balanced portfolio that is constructed with reference to risk premiums (risk contribution to overall portfolio) rather than capital allocations.

Investment Approach

The fund will invest in a diversified range of asset classes which are weighted according to the level of risk they contribute to the portfolio. Assets will be managed to effectively diversify these risk exposures. The combination of assets held by the fund at any time are those which we believe provide the greatest probability of achieving the target return over rolling five-year periods. Perpetual Investments may quickly adjust the fund's asset allocation to respond to changing market conditions and/or to take advantage of new opportunities.

In managing the fund to meet its investment objective, the fund may implement a considerable amount of its exposures via derivatives, and may include alternative and private market assets.

Investment Details

Minimum Initial Investment $20,000

Fees

Entry Up to 4.0%
Exit Nil
Management Cost (p.a.) 1.91%
Buy / Sell Spread 0.24% / Nil

Investment Guidelines

Australian equities 0 - 50%
Global shares 0 - 50%
Property 0 - 15%
Commodities 0 - 15%
Cash and enhanced cash 0 - 100%
Other investments 0 - 30%
Private market investments 0 - 20%
Global fixed income 0 - 70%

Distribution

N/A

Product Disclosure Statement

How to Invest

  1. If you are interested in making an investment in the Perpetual WealthFocus Account Based Pension Plan


    Review the Product Disclosure Statement (PDS) for Perpetual WealthFocus Account Based Pension Plan (which includes the Account Based Pension Plan) and other offer documents and consider your investment option carefully.

    It is likely that the WealthFocus Wholesale Pension Plan will be most suitable for new investors

    > Important information and continuous disclosure

    > Find out more about Perpetual WealthFocus

  2. If you are an existing investor in WealthFocus Account Based Pension Plan


    All forms, offer documents and PDS’s can be found in Forms, PDS's and Offer Documents page in our Resources section.

  3. Mailing and Application Details


    Send your completed application & identification documents to:


    Reply Paid 4171

    Perpetual WealthFocus Wholesale Pension Plan

    GPO Box 4171, Sydney NSW 2001


    Customer Identification Requirements

Pricing & Performance

Performance as at 31/01/2018

Returns as at 31/01/2018

  Growth % Total %
1 month 0.37 0.37
3 month 1.60 1.60
6 month 3.76 3.76
1 year 6.83 6.83
3 year -- --
5 year -- --
10 year -- --

Unit Prices as at 22/02/2018

Entry
1.069
Exit
1.067
View price history

Fund Commencement Date

April 2015

Details & Fees

About this fund

  • Fund Manager

    Perpetual Investment Management Limited

  • Asset Class

    Diversified

  • Suggested Length

    5 years or longer

Investment Objective

Targets a pre-tax return of 5% per annum above inflation, before fees and taxes, over rolling five-year periods. Aims to provide investors with exposure to a balanced portfolio that is constructed with reference to risk premiums (risk contribution to overall portfolio) rather than capital allocations.

Investment Approach

The fund will invest in a diversified range of asset classes which are weighted according to the level of risk they contribute to the portfolio. Assets will be managed to effectively diversify these risk exposures. The combination of assets held by the fund at any time are those which we believe provide the greatest probability of achieving the target return over rolling five-year periods. Perpetual Investments may quickly adjust the fund's asset allocation to respond to changing market conditions and/or to take advantage of new opportunities.

In managing the fund to meet its investment objective, the fund may implement a considerable amount of its exposures via derivatives, and may include alternative and private market assets.

Investment Details

Minimum Initial Investment $20,000

Fees

Entry Up to 4.0%
Exit Nil
Management Cost (p.a.) 1.91%
Buy / Sell Spread 0.24% / Nil

Investment Guidelines

Australian equities 0 - 50%
Property 0 - 15%
Commodities 0 - 15%
Cash and enhanced cash 0 - 100%
Other investments 0 - 30%
Global equities 0 - 50%
Private market investments 0 - 20%
Global fixed income 0 - 70%

Distribution

N/A

Product Disclosure Statement

How to Invest

  1. The Perpetual WealthFocus Term Allocated Pension Plan is closed to new investors

  2. If you are an existing investor in WealthFocus Term Allocated Pension Plan


    All forms, offer documents and PDS’s can be found on Forms, PDS's and Offer Documents page in our Resources section.

  3. Mailing and application details


    Send the completed application & documents to:

    Reply Paid 4171
    Perpetual WealthFocus Pension Plan
    GPO Box 4171
    Sydney NSW 2001


    Customer Identification Requirements

Perpetual Investment Management Limited ABN 18 000 866 535 AFSL 234426 and Perpetual Superannuation Limited ABN 84 008 416 831 AFSL 225246 are the issuers of the Funds. You should consider the relevant Fund product disclosure statement or other offer document before deciding whether to invest.

Returns have been calculated using exit prices after taking into account all ongoing fees, and assuming reinvestment of distributions. No allowance has been made for entry fees, exit fees or where applicable taxation. Future returns may bear no relationship to the historical information displayed. The returns shown represent past returns only and are not indicative of future returns of a Fund. Returns on a Fund can be particularly volatile in the short term and in some periods may be negative.

Awards and recognition

© 2014 Morningstar, Inc. All rights reserved. Neither Morningstar, nor its affiliates nor their content providers guarantee the data or content contained herein to be accurate, complete or timely nor will they have any liability for its use or distribution. To the extent that any of this information constitutes advice, it is general advice and has been prepared by Morningstar Australasia Pty Ltd ABN: 95 090 665 544, AFSL: 240892 and/or Morningstar Research Limited (subsidiaries of Morningstar, Inc.) without reference to your objectives, financial situation or needs. You should consider the advice in light of these matters and, if applicable, the relevant Product Disclosure Statement (in respect of Australian products) or Investment Statement (in respect of New Zealand products) before making any decision to invest. Neither Morningstar, nor Morningstar's subsidiaries, nor Morningstar's employees can provide you with personalised financial advice. To obtain advice tailored to your particular circumstances, please contact a professional financial adviser. Please refer to our Financial Services Guide (FSG) for more information www.morningstar.com.au/fsg.asp