Medical Professionals Specialist Advisers
Michelle oversees the National Medical Segment at Perpetual Private.
Michelle is passionate about helping medical specialists realise the importance of taking care of their financial affairs. Drawing on her 15 years of experience, Michelle applies her expertise and technical knowledge to help doctors understand the impact of how starting to plan early can have a significant impact on their lifestyle when they want to start reducing the number of hours they work.
At Perpetual, Michelle works with a specialist team of advisers who guide doctors through easy to implement, action steps to create financial security for themselves and their families, allowing them to spend more time doing the things they enjoy most.
Outside of work Michelle loves spending time with her husband and two children. She enjoys playing tennis, going for walks and to the beach, and exploring Sydney.
George is a Specialist Medical Senior Adviser at Perpetual Private, specialising in providing comprehensive advice solutions to medical professionals.
George's experience in the medical industry began as a Cytogeneticist for Sydney IVF (now known as Genea) for approximately 12 years, specialising in prenatal diagnosis.
After completing his Diploma of Financial Planning, George began working with NAB Financial Planning and worked in various advisory roles within the organisation, including Retail Bank, Business Bank and finally transitioning to NAB Health, providing tailored financial advice to medical professionals for over 4 years, gaining a clear understanding for the needs of medical specialists. George joined Perpetual as a Specialist Medical Senior Adviser in 2014. .
James as a Specialist Medical Senior Adviser – Risk at Perpetual’s Sydney office provides specialised risk protection advice.
James first began providing financial advice in 2005.
Prior to Perpetual, James has experience as a Business Protection Specialist at NAB working with medical professionals, their families and business partners and as a Senior Financial Planner working with 'premium' clients at CBA.
Accountants’ Partnership Executives
Caitriona joined Perpetual’s Philanthropy team in January 2013 and is responsible for supporting Perpetual’s commitment to Philanthropy and the not-for-profit sector.
With over a decade of philanthropic and grantmaking experience in both Australia and Europe, Caitriona has an extensive understanding of national and international funding approaches and mechanisms.
Caitriona is a former Chair of Philanthropy Australia’s Education Affinity Group. As an inaugural team member of the Leading Learning in Education and Philanthropy (LLEAP) research project, Caitriona possess a high level of understanding relating to the trends and challenges in the philanthropic sector within Australia. Her sector knowledge and standing was affirmed in 2012 when she was named the Australian Institute of Grant Management’s inaugural Grantmaker of The Year.
Caitriona is currently completing a Masters of Business (Philanthropy and Nonprofit) at the Queensland University of Technology and is a Board Member of Schools Connect Australia.
Jane is a senior philanthropy specialist with significant experience and knowledge of the private wealth and not-for-profit sector.
Jane provides support to families and individuals who wish to structure their giving and establish a charitable Foundation or Endowment. She also works closely with philanthropists to formulate giving strategies to ensure that their resources are utilised to achieve outcomes and make an impact in the communities in which they seek to support.
Jane has a strong governance background having completed a Bachelor of Business and is a Graduate of the Australian Institute of Company Directors.
Meghan is passionate about philanthropy and the potential it has to influence social change. Her role as Manager – Philanthropy and Non-Profit Services enables her to work with philanthropists to achieve their charitable goals.
Prior to her current role, Meghan worked as Program Area Manager in the philanthropy team where she was responsible for funding methods which focused on Positive Ageing. In addition she developed a strong understanding of governance and the legal requirements necessary to ensure best practice within the philanthropic sector. Before joining Perpetual Meghan worked in the not-for-profit sector in fundraising and community engagement roles.
Meghan has over eight years’ experience in the philanthropic and not-for-profit sectors.
Native Title Trusts and Investments team
John has extensive experience working with Aboriginal Trusts and communities across Australia. His strong understanding of Aboriginal culture and issues has been strengthened by his current tertiary education in a Masters of Aboriginal Studies at University of South Australia.
John has 30 years experience in the financial services industry. He has held roles in sales and marketing, consulting and business development. For the past 15 years he has held senior regional executive roles as SA and NT State Manager for AMP and most recently as SA State Manager for Perpetual Private.
John has held various board positions including The Make A Wish Foundation's National and International Boards, the latter as Chair for two years. He is currently a member of the board of The Medical Research Foundation in SA, a position he has held for 10 years.
John has tertiary qualifications in Marketing, Superannuation Management and Insurance.
Glen is very involved in working with Aboriginal communities and groups and some of these relationships date back to the early 80’s. He works with five Native Title trust clients and is constantly travelling to meet with traditional land owners.
He held association positions in the early to mid '90s working with CRA when native title and support of indigenous communities became a reality.
Glen started his career with Westpac in 1978 and has been involved in financial services for 30 years. He lived and worked in Broome for 15 years and founded a financial services business in 1990 which focussed on insurance and financial planning in Broome and the Kimberley area. Glen also lived and worked in Kojonup during his early career.
Glen has a passion for football, having coached predominantly Aboriginal teams. Glen also coached the Kimberley and Pilbara representative team in 1995 and 1996.Glen has maintained strong ties with Shenton House at UWA, where his son Ashley attained his degree in 2007. Ashley was awarded “Outstanding Male Aboriginal Year 12 Student in 2003”. Through this association, Perpetual has been the principal sponsor of the “Western Wagyls” that participates in the NITESG games for 3 years running.
Pamela Kaye is a lawyer with 14 years’ experience working with Aboriginal clients. Pamela worked for Yamatji Marlpa Aboriginal Corporation, which is the Native Title Representative Body for the Murchison Gascoyne and Pilbara Region of WA for five years, progressing native title claims and advising Aboriginal clients in their ILUA negotiations with mining companies in the Pilbara region of Western Australia.
Pamela then worked for DLA Phillips Fox in the mining and energy team. She advised on and assisted with the negotiation and implementation of land access agreements between developers and Aboriginal groups across Australia, including in the Noongar region. She also appeared regularly before the National Native Title Tribunal in mediation and arbitration proceedings.
Pamela has extensive experience assisting developers to identify and properly engage with affected Aboriginal groups and individuals. She is frequently asked to participate in difficult or controversial projects because she is able to think innovatively and deliver solutions. Pamela has significant management experience and has built broad community consent to controversial projects through structured systems of engagement. This has involved managing stakeholder engagement, government relations, mining projects, tenure and environmental approvals.
As a Trust Manager for Perpetual, Pamela specialises in implementing strong governance structures to ensure that boards and advisory councils make informed decisions, based on professional advice, which are in accord with community goals and aspirations.
Andrew leads a national team of fiduciary, investment and advice professionals who partner with clients to help them achieve outcomes within their communities. The Community & Social Investments team forms part of Perpetual’s high net worth advisory business, Perpetual Private, encompassing Not-for-Profit and native title mandates as well as Philanthropic relationships. Andrew is the chair of Perpetual’s Reconciliation Action Plan working group and a member of the Perpetual Trustee Company Limited Board.
Prior to this role Andrew was Perpetual Private’s NSW & ACT State Manager for six years, where he helped individuals, families and Not-for-Profit organisations to manage their unique and complex financial requirements
Andrew joined Perpetual over 10 years ago as a Senior Financial Consultant where he was responsible for introducing new high net worth clients into the business.
Andrew started his career working with an independent financial planning group before relocating to London and then Hong Kong to work in funds management. On his return to Australia, Andrew held roles both as a financial adviser and Head of Premier Services NSW at a large Australian retail bank.
Lachlan has been working in the native title trust industry for more than five years and has developed extensive experience working with Aboriginal communities and Trusts across Australia. He feels privileged that through his work he has been able to learn the Aboriginal culture and the connection to country that Aboriginal communities promote.
Lachlan has over 15 years’ experience in the financial services industry. He has held roles in sales and marketing, consulting and business development. For the past five years Lachlan has held senior regional executive roles as SA, WA and NT State Manager for ANZ Trustees and Equity Trustees and most recently as a specialist Adviser on native title trusts for Perpetual Private.
Lachlan has been involved extensively with the Noongar people throughout this time, having established the trusts and held the relationships with the Wagyl Kaip and South West Boojarah claim groups. He was also critical in the establishment and function of the Noongar Charitable Trust that undertook a property development joint venture in Gnangara.
Lachlan has tertiary qualifications with a Bachelor of Commerce majoring Finance and Commercial Law. He has also completed a graduate diploma in Financial Services that included study in Investment Management, Superannuation and Insurance.
NFP and Charity Team
Scott's specific focus is working with not-for-profit entities and endowments to manage and protect their investment assets.
Scott joined Perpetual after a 30 year career in global financial institutions, having worked for a number of blue-chip investment and institutional banks in Australia and abroad.
He has a Masters in Applied Finance, a Bachelor of Commerce and a Diploma in Financial Planning, is a Graduate of the Australian Institute of Company Directors and a Trustee Fellow of the Association of Superannuation Funds of Australia. He is a Board Member of the Nature Conservation Trust of NSW and of the Cemeteries and Crematoria Agency of NSW.
Scott is a member of the Perpetual Trust Company Investment Committee.
Daniel has a deep understanding of the unique needs and strategic objectives of not-for-profit organisations and helps them develop best practice investment policies as well as connecting them with Perpetual’s philanthropic resources.
Prior to joining Perpetual, Daniel was Senior Financial Adviser to the Private Clients of Halifax Bank of Scotland Australia (HBOSA) and HSBC Bank Australia.
His international experience was gained in Canada as a Financial Adviser for nine years with Assante Capital Management.
Andrew is a Senior Adviser in Perpetual’s Adelaide office and has worked within the financial services industry since 1999. He has been practising as a Financial Adviser since 2004.
Andrew’s role at Perpetual is focused on the non-profit and philanthropic sectors primarily as a senior investment adviser and relationship manager for his clients. Andrew works with his clients around the strategy and objectives of the organisation and understands the complex nature of this area. Services can range from investment policy and governance to portfolio management, all the way giving his clients access to all the additional services Perpetual has to offer around the philanthropic space.
Prior to joining Perpetual, Andrew held financial planning roles with Australian Executor Trustees as well as a smaller accounting firm where he learnt his craft and completed his studies.
Andrew currently holds a Masters of Financial Planning which he completed in 2016 through Kaplan.