For more detailed information on Perpetual Pension Plan.

• Product disclosure statement (PDS) - part 1
• Product disclosure statement (PDS) - part 2

Other relevant information about this investment

The following links provide incorporated information which form part of the Perpetual Pension Plan PDS:

• The current buy/sell spread for each Investment Option
• The commencement date for each Investment Option
• Online Account Access conditions of use
• Our Privacy Policy
• Details of current underlying investment managers

Additional information about the investment management policies and details of the underlying portfolios for the mortgage and property Investment Options:  

• Australian Unity Mortgage Income Investment Option
• Challenger Howard Mortgage Investment Option
• Perpetual Mortgage Investment Option
• Perpetual Property Income Investment Option

Information on the transaction status of the following mortgage and property Investment Options:

• Perpetual Mortgage Fund/Investment Option
• Challenger Howard Mortgage Fund/Investment Option
• APN Property for Income Fund/Investment Option
• Australian Unity Mortgage Income Fund/Investment Option

You should read this information in conjunction with the PDS - more information on the WealthFocus Pension Plan

The investment approach for the Platinum Asia Investment Option has changed. The revised investment approach is as follows:

The fund primarily invests in the listed securities of Asian companies. The portfolio will ideally consist of 75 to 150 securities that Platinum believes to be undervalued by the market. Cash may be held when undervalued securities cannot be found. Platinum may short sell securities that it considers overvalued. The portfolio will typically have 50% or more net equity exposure. Currency exposures are actively managed.

 Amendment to the investment guidelines for van Eyk Blueprint - Capital Stable Investment Option

Asset allocation	Min	Max
Australian shares	5	30
International shares	0	25
Listed property and infrastructure	0	15
Fixed interest	25	60
Alternative assets*	0	20
Cash	10	50

* Potential for exposure to a range of absolute return strategies and real assets.

 Amendment to the investment guidelines for van Eyk Blueprint - Balanced Investment Option

Asset allocation	Min	Max
Australian shares	15	45
International shares	5	30
Listed property and infrastructure	0	25
Fixed interest	10	35
Alternative assets*	0	30
Cash	10	30

* Potential for exposure to a range of absolute return strategies and real assets.

 Amendment to the investment guidelines for van Eyk Blueprint - High Growth Investment Option

Asset allocation	Min	Max
Australian shares	20	60
International shares	10	50
Listed property and infrastructure	0	30
Alternative assets*	0	30
Cash	10	20

* Potential for exposure to a range of absolute return strategies and real assets.

 Amendment to the investment guidelines for Colonial First State Balanced

Asset allocation	Min	Max
Fixed interest and cash	40%	60%
Australian shares	15%	25%
International shares	10%	20%
Global resource shares	5%	15%
Property securities	0%	10%

Performance fees
The below funds may invest in underlying funds that charge a performance fee. If these performance fees occur, they will be an additional cost to you.

• WealthFocus Perpetual Balanced Growth
• Wealthfocus Perpetual Conservative Growth
• WealthFocus Perpetual Diversified Growth

Wellington Management appointed to manage Perpetual International Shares from 15 August 2011

Wellington Management Company, LLP (Wellington Management) has been appointed as an external specialist investment manager from 15 August 2011 to manage the international shares asset class in the following Investment Options:

• Perpetual International Share
• Perpetual Conservative Growth
• Perpetual Diversified Growth
• Perpetual Balanced Growth
• Perpetual Split Growth

Information about Wellington Management can be found at:

http://www.perpetual.com.au/pdf/wholesale-funds-specialist-flyer.pdf

Changes to Perpetual International Share profile from 15 August 2011

Objective

Aims to provide long-term growth through investment in international shares.

Investment approach

The Fund primarily invests in publicly traded, or to be listed, global equity securities, including emerging markets.
The focus is on investing in stocks of companies the investment manager believes are solid but temporarily out-of-favour and provide above-average total return potential. The country and sector allocations within the Fund are a result of the stock selection process.
The currency exposure of the Fund is typically unhedged, although currency hedging may be used to protect investments at the discretion of the investment manager.
Derivatives may be used in managing the Fund.

Anti-Money Laundering/Counter-Terrorism Financing

Further details about the Anti-Money Laundering/Counter-Terrorism Financing laws and obtain forms ‘Customer identification form'.

The APIR codes for each Investment Option

The flood levy and superannuation payments

Following the Queensland floods in January 2011, the Federal Government announced the introduction of a flood levy for the 2011/12 financial year to assist affected communities to recover and rebuild essential infrastructure that was lost. Read more...

Change of name for Adviser Service Fee to Member Advice Fee (MAF)

From 1 June 2011 the ‘Adviser Service Fee’ will be renamed to ‘Member Advice Fee’. This is a change of name to an existing fee only and is not a new fee. This change will be reflected in statements and online.

Closure and wind up of Perpetual WealthFocus All Star Income

The Perpetual WealthFocus All Star Income was closed on 15 December 2010.

Pension refresh facility

Our pension refresh facility streamlines the process of re-starting an existing WealthFocus Account Based Pension with additional funds from an existing WealthFocus Super account by using just one easy form.

The refresh process also allows you to make new super contributions, rollover money from another super account to WealthFocus Super, notify us of an intention to claim a deduction on new contributions and undertake a recontribution strategy.

Closure and winding up of Perpetual WealthFocus Quantitative Investments Alpha Core

The Perpetual WealthFocus Quantitative Investments Alpha Core was wound up on 3 December 2010 and any remaining holdings have been transferred to the Perpetual Australian Share Investment Option. The Perpetual WealthFocus Quantitative Investments Alpha Core was closed to new investments from 22 October 2010.