Product disclosure statement (PDS)
The PDS contains detailed information about the Perpetual Select Super Plan such as the benefits, risks and fees and charges.

• Download the PDS

Product information incorporated by reference

The PDS refers to other information relevant to the product (information which is ‘incorporated by reference’) which can be found below. This incorporated information forms part of the PDS and should be read together with the main PDS document above.

• current buy/sell spread for each Investment Option
• Direct Debit Request Service Agreement
• Online Account Access conditions of use
• Details about medical evidence required for various levels and types of insurance cover.
• Rate tables for death only, Total and Permanent Disablement (TPD) only and Death and TPD insurance premiums.
• Rate tables for salary continuence insurance premiums.
• Our privacy policy
• Details of current underlying specialist investment managers

Product updates
We may update information in the PDS by issuing a supplementary PDS. However, if product updates are not materially adverse we will notify you via our website. Any updates should be read together with main PDS document above. Updates:

• The multi asset class investment options benchmark asset allocation may from time to time vary from the benchmark indicated in the PDS. Further information in regards to actual asset allocations are in the quarterly fund profiles.

The flood levy and superannuation payments
Following the Queensland floods in January 2011, the Federal Government announced the introduction of a flood levy for the 2011/12 financial year to assist affected communities to recover and rebuild essential infrastructure that was lost. Read more...

Continuous disclosure
There are no continuous disclosure notices regarding the Perpetual Select Super Plan at this time.