Learning about investing? Let us help

Here you’ll find a range of answers from how to prepare for your first visit with a Financial Adviser to learning new financial terms.  Visit the Investor Education pages within Investment Fund Information, Superannuation Fund Information or Retirement Fund Information for more information.


Commonly asked questions by new Investors

Q. I’m new to investing. Should I get help?
A. Yes, financial advice is an important building block in investing and planning to achieve your financial goals. Perpetual has a premium financial advice service, offering comprehensive tailored financial advice via experienced advisers, supported by a team of experts.

Other resources are available at the Financial Planners website. For help on learning about the share market, visit the ASX website for first-time investors.

To see your options about personally investing in Perpetual products, visit our Investing with Perpetual page.

Q. Does Perpetual offer financial advice and service?
A. In certain circumstances, a Perpetual Private Client Adviser can offer a range of wealth management services. See our series of Advice & Services FAQs to find out more.
Q. Why do I need a Financial Adviser?
A. The Financial Planning Association of Australia (FPA) states that “financial planning provides direction and meaning to your financial decisions.” Working with a professional financial adviser (or planner) can help you reach your life’s goals by taking into account all aspects of your personal and financial situation. A professional can help you make more informed decisions about your money with a sound financial plan.

Seeking the services of a financial adviser could help you:

  • Plan your financial affairs
  • Build investments over the long term
  • Invest a lump sum such as an inheritance or redundancy payout
  • Protect your income or investments
  • Figure out a complicated financial situation
  • Plan major changes in your personal life, such as retirement

In a recent nationwide Newspoll survey by the Institute of Chartered Accountants, 38% of Australians reported they receive financial information from professional advisers.  You can read more about the benefits of financial planning from these FPA guides.

Q. I don’t know many of the terms used on this website. Can you help?
A. You will find over 60 financial terms used on this website in our 'Glossary of Financial Terms'. A glossary is also included in each of our Product Disclosure Statements.
Q. How often do I need to review my portfolio?
A. Your Financial Adviser will likely recommend a schedule for you. It's a good idea to examine your portfolio whenever your circumstances change - like a change of employment, divorce, redundancy, receiving a windfall or inheritance, or retirement, for example.
Q. How is my super affected in a property settlement following divorce?
A. New legislation allows Superannuation Assets to be split in the event of a marriage breakdown. Please see the following attachment for further information. Changes to Family Law

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