Questions about investments? Let us help
Commonly asked questions about Investing
- Q. How do I invest in a fund?
- A. To invest you should read the current Product Disclosure Statement (PDS) for the relevant fund – whether for investment, superannuation or retirement, and complete the application form within the PDS for that fund. Post the application form with your cheque to your financial adviser or directly to Perpetual's Sydney office (no postage required):
Reply Paid 4171
Perpetual Investments
GPO Box 4171
Sydney NSW 2001Download copies of our offer documents when you visit Investment Fund Information, Superannuation Fund Information or Retirement Fund Information.
- Q. What is the minimum amount I can invest?
- A. The minimum initial investment amount varies between funds. It can also depend on whether you enter a savings plan facility or not. Information on the minimum initial investment required for each fund is available in the Product Disclosure Statement (PDS). Please visit Investment Fund Information, Superannuation Fund Information or Retirement Fund Information to find our range of funds.
- Q. When are savings plans deductions made?
- A. Each of our investment product savings plans deductions occur on different days:
For Perpetual WealthFocus Investments, your first deduction will occur on the 20th (or the following business day) of the month. Fortnightly savings plan contributions will be deducted from your nominated account on alternate Thursdays (as set by Perpetual) or the following business day if the Thursday is a public holiday. This rule also applies where you choose quarterly savings plan contributions, following which a deduction will be made every three months on the 15th, 17th or 20th of each relevant month (or the following business day).
For Perpetual WealthFocus Super Plan, your first deduction will occur on the 17th (or the following business day) of the month after your direct debit authority is received, if received before the 5th of the month. If your direct debit authoritiy is received after the 5th, the first debit will be processed on the 10th of the following month (or the following business day).
For Perpetual’s Select Investment Funds, your first deduction will occur on the 10th (or the following business day) of the month. Fortnightly savings plan contributions will be deducted from your nominated account on alternate Thursdays (as set by Perpetual) or the following business day if the Thursday is a public holiday.
For Perpetual's Investor Choice Fund, your first deduction will occur on the 15th (or the following business day) of the month after your direct debit authority is received, if received before the 12th of the month. If your direct debit authority is received after the 12th day of the month the first debit will be processed on the 15th of the following month (or the following business day). - Q. Which funds allow switching?
- A. Switching without incurring fees or transaction costs is only available currently to investors in the Investor Choice Fund. However, if you restructure your portfolio more than twice in a twelve month period a fee of $100 per additional portfolio restructure may apply. Investors in the Investor Choice Fund can request a switch by completing a Fund Portfolio Restructure form, which can be downloaded from the Forms section.
For all other funds, switching is treated as a withdrawal from one fund and a new application in another. Investors will incur entry and exit fees where applicable and the relevant transaction costs. More information about switching is available in the offer documents which can be found in the section relevant to your investment - Investment Fund Information, Superannuation Fund Information or Retirement Fund Information.
- Q. Can I invest from overseas?
- A. Perpetual Investments funds are offered to Australian and New Zealand residents only.
Not all our funds are available to New Zealand investors. Currently Perpetual WealthFocus Investments - Perpetual Series, and Perpetual's Wholesale Funds are available to New Zealand residents. You’ll find more information at NZ Investors.
