Perpetual’s broad range of flexible superannuation solutions allows you to choose one that will help you achieve your retirement goals.

Why Perpetual for your super?

We have a range of super solutions that are as specific or as broad as you require. This is particularly important in an ever-changing superannuation environment, as one of our core strengths is the ability to offer the right blend of quality and flexibility within our super offerings.

Our award-winning investment teams, proven track-record in investment markets and flexible super service offering have all contributed to the success of those who have chosen to have their super with Perpetual.

Perpetual for super strategies

Although we specialise in full service financial management, we recognise that each client has individual needs and requires a tailored approach. You may wish to access an exciting investment opportunity, you may want a financial consultant to prepare a full financial plan or perhaps your needs are somewhere in between.

At Perpetual, we offer one-off advice – a health-check if you like – regarding your retirement savings and super plan. We also offer holistic advice if you prefer a big picture view, with us offering you our expertise on the full range of wealth creation, wealth management and wealth protection options available.

By working with you and your other trusted advisers (such as your accountant or solicitor), we can help you design a long-term financial program, gauge the financial impact of different financial structures, clarify legal or tax issues and advise on tax and superannuation, estate administration and investments.

We also implement and monitor your plan to ensure it remains on track to achieve your financial objectives, with regular reviews and updated recommendations being provided along the way.

Perpetual for DIY super

If you are keen to take a ‘hands-on’ approach to managing your super, we have a range of flexible solutions that allow you to choose your level of involvement and control.

Perpetual’s DIY Super Trustee Service is a comprehensive trustee, administration and custody service for DIY funds. Perpetual acts as trustee of a fund that we establish for you (or your existing fund) and is completely responsible for the administration, management and compliance of your fund. You still have input into the investment strategy and decisions, allowing you to retain a high level of control over your super without the administrative burden and trustee responsibility.

Perpetual’s DIY Super SMSF Service is designed to work with trustees of SMSFs to deliver the administrative essentials they need. You are the trustee of your SMSF, meaning you have overall responsibility for its compliance. We can, however, take care of most of the key compliance requirements for you, as well as providing you with support tools to meet your obligations.

We act as administrator and custodian of a fund that we establish for you (or your existing fund) while your fund’s assets are held by Perpetual’s Portfolio Administration Service. As you are the trustee of your SMSF, you retain a very high level of control over your super without the administrative burden.

Perpetual’s Custody Services allows you to have a high level of control over your super, while we act as custodian of your fund. This relieves you of the investment administration, record-keeping and reporting burden.

Perpetual for multi-manager blends – Perpetual’s Select Super Plan and Pension Plan

Perpetual has chosen 24 specialist fund managers as part of our multi-manager investment process, combining (or blending) them to form a combination of investment options.

Blending investment managers with different investment styles and philosophies provides greater diversification and helps to improve the consistency of returns, as you are not reliant on one particular style or philosophy for your investment performance.    

All you have to do is choose the investment options (including geared options) you feel are most suitable for you.

Perpetual for highly-rated investment managers – Perpetual WealthFocus Super Plan and Pension Plan

Perpetual offers you the choice of more than 20 fund managers to manage your super via the WealthFocus platform. WealthFocus provides access to a comprehensive menu of highly rated investment managers, offering more than 60 competitively priced investment options across the entire risk spectrum – all within one convenient package.

You can choose from a menu of investment options across all asset classes (including geared options), offered either by Perpetual or other investment managers. You make all the investment decisions, giving you choice and control over how your super is managed.