Mortgages
We invest in high quality mortgages with conservative loan-to-value ratios, secured by income-producing properties. We also ensure strong loan diversification across retail, residential, commercial and industrial properties in Australian capital cities and major regional centres.
We conduct our own stringent scrutiny on the credit quality of each mortgage application, whether it is received directly or through an intermediary. A panel of independent valuers is used to ensure the loans are well secured by existing property, and credit checks are conducted to ensure borrowers are financially sound.
Read more about our asset managers for our mortgage portfolios.

